I started with distributing MSCI World. Changed to accumulating. Switched to ACWI for more diversification. My wife started with FTSE. I Switched to ACWI IMI.
I didn‘t want to Sell to avoid taxation ans I don‘t care. I have a x-ray Tool to Show me the detailed Stocks behind my mix.
And there is another reason:
Weird german taxation law: If you leave to another country, your ETFs bigger than a specific sum will be taxed. If you accumulate your Money over multiple ETFs, you avoid taxation for leaving the Country.
Aiming at 50% ETF in my portfolio but struggling and standing at 37%. Due to Palantir‘s performance 😅 But capital invested in ETFs is already nearly 50%.
