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MK
@MKLO
3Anno·

After your last feedback I have revised my strategy for my long term portfolio (1000€/month via savings plans) and would like to ask for your feedback again.


Enclosed my key data:

- Core Satellite strategy with 65% MSCI World / EM (70/30 split) and 7 sector based ETFs with 5% each.

- List of ETFs and comparison to benchmark (MSCI World) in screenshot below.

- In total, the ETFs have 3122 positions and of these 92 are duplicated

- Regional breakdown 19% Europe, 52% America, 29% Asia

- Costs approx. 0.35% p.a.

- All accumulating, as 15+ years targeted


Do you see any blunders in the strategy or do you have any other suggestions for the satellites?


Thank you! $BURT39F
$EEM (+0,12%)
$IQQH (-2,47%)
$USPY (+0,11%)
$BATE (-0,18%)
$ROAI
$BNXG (-0,04%)
$RIZF (-0,7%)
$ELCR (+0,66%)

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16 Commenti
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Alphalex✖@StoneCo
3Anno
Would increase the Asia share to 50%. Many more people live there.
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MK@MKLO
3Anno
@Intel what does one have to do with the other ^^?
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Alphalex✖@StoneCo
3Anno
@MKLO and
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Utente eliminato
3Anno
Il commento è stato cancellato
immagine del profilo
Alphalex✖@StoneCo
3Anno
@MelonUsk97 make a stop
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six@six
3Anno
But of course you can do it this way
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Cassius@DS0711
3Anno
That looks like a well thought out strategy, good luck. I hope your plan works
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MK@MKLO
3Anno
@DS0711 Thank you, I hope so too, the savings plans will finally start at the end of the month :)
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immagine del profilo
six@six
3Anno
Would be too many ETFs for me personally. I would probably go to a MSCI ACWI or FTSE All World instead of World+EM. In addition, then maybe max. 2-3 themes ETFs. Must just rebalance everything.
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MK@MKLO
3Anno
@six what do you mean by rebalance? Regarding All world, had compared the days times and the returns were better with the combo World+EM in comparison
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immagine del profilo
six@six
3Anno
@MKLO Well you should rebalance your ETFs 1x a year so that they have your percent weighting again. Either by selling and new run or adjust the savings plan rate. And that would be me with 7 ETFs Too much effort and cost. I initially wanted a portfolio on zick ETFs. Am then ultimately but fortunately only the FTSE All World. 70/30 has as far as I know a few years ago performed better than 90/10 (All World). My but if you only look at the last few years it looks different. Just depends on whether you want to weight according to GDP or market capitalization.
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MK@MKLO
3Anno
@six yes, that's right, i would probably always buy more to balance it out and let the plans continue to run. regarding All world and World+EM i'll do another comparison at Morningstar to be on the safe side :) thank you!!!
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six@six
3Anno
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six@six
3Anno
@MKLO but is already a bit older (2015). Would have to see how far the EM have run. But if you look purely times this year, you would have done better with 100% MSCI World than with the ACWI (90% World + 10% EM). So the higher you set your EM share, the worse it would have run. Which is of course no indication for the future.
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Utente eliminato
3Anno
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MK@MKLO
3Anno
@LordJoeInvest I could reduce EM (rather more) and World (rather less) by 5% and add a Europe ETF. What do you think? Do you have recommendations?
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