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aang · 2024-09-05T18:09:40.400837Z

Feedback zu meinen ETF und Portfolio Gewichtung Hallo Leute, ich war bisher stiller Leser vieler Posts und Diskussionen und dachte, ich möchte mich auch beteiligen, denn was gibt es besseres als sich Meinungen von Fremden aus dem Internet zu Herzen zu nehmen? Zu mir: Ich bin 24 Jahre alt und komme aus der Schweiz. Zurzeit arbeite ich in der Wirtschaftsprüfung und studiere Teilzeit BWL. Im März dieses Jahres habe ich mit Investieren begonnen. Gerne würde ich erzählen, dass ich mir eine Anlagestrategie überlegt und definiert habe BEVOR ich mit dem Investieren begonnen habe. Ich habe mich zu Beginn vor Allem auf Einzeltitel wie $ADBE , $SPOT ,$ENR sowie $IFX gestürzt (welche bisher eine gute Performance hielten). Nun habe ich bemerkt dass eine ETF-Strategie nachhaltiger ist als viele Einzeltitel zu halten, da ich mich unmöglich über jede einzelne Firma regelmässig auseinandersetzen kann (Geschäftsberichte, Trends usw.) In ETFs habe ich zu Beginn bei findependent (schweizer Broker) investiert. Dieser Broker kauft ETFs automatisch, mit dem Vorteil dass man die ETF nicht selber aussuchen muss. Leider ist mir dabei aufgefallen, dass der Broker in 10 verschiedene ETFs investiert hat, was bei einer Portfoliogrösse von unter 15k mMn zuviel ist, da ich ja noch weitere Positionen wie Einzeltitel halte. Also bin ich nun am umschichten und habe bei meiner neobank folgende interessante ETF gefunden welche ich wie folgt plane zu besparen: $CSSX5E 150.- monatlich $XDPU 150.- monatlich $VWRL 200.- monatlich Ich plane hauptsächlich eine Wachstumsstrategie, halte jedoch 1-2 Aktien wegen der Dividenden. Ich plane eine langfristige Anlage der Produkte und halte nicht viel von kurzfristigen Gambles. Einige Einzeltitel werde ich veräussern und in ETFs packen, ich überlege mir noch wie stark die ETF und Einzeltitel gesamthaft im Portfolio gewichtet sind, da ich danaben auch noch ein wenig $BTC sowie alternative Anlagen (Whisky und LEGO) halte. Hat mir jemand Tipps wie ich eine sinnvolle Gewichtung definieren kann? Vielen Dank bereits im Voraus für (kritisches) Feedback :)

aang

@aang

4Mes·

Feedback on my ETF and portfolio weighting

Hi guys, I've been a silent reader of many posts and discussions so far and thought I'd join in, because what better way to get feedback than to take opinions from strangers on the internet to heart?

About me:

I am 24 years old and come from Switzerland. I currently work in auditing and study business administration part-time. I started investing in March of this year. I would like to tell you that I thought about and defined an investment strategy BEFORE I started investing.

At the beginning, I mainly focused on individual stocks such as $ADBE (+0,33%) , $SPOT (-0,91%) ,$ENR (+6,86%) and $IFX (-0,83%) (which have performed well so far). Now I've realized that an ETF strategy is more sustainable than holding a lot of individual stocks, as I can't possibly keep up with every single company on a regular basis (annual reports, trends, etc.).

I started investing in ETFs with findependent (a Swiss broker). This broker buys ETFs automatically, with the advantage that you don't have to choose the ETFs yourself. Unfortunately, I noticed that the broker invested in 10 different ETFs, which I think is too much for a portfolio size of less than 15k, as I also hold other positions such as individual stocks.

So I am now reallocating and have found the following interesting ETFs at my neobank which I plan to invest in as follows:

$CSSX5E (+0,36%) 150 per month

$XDPU (+0,56%) 150 per month

$VWRL (+0,3%) 200 per month

I mainly plan a growth strategy, but hold 1-2 shares for the dividends. I plan a long-term investment of the products and don't think much of short-term gambles.

I will sell some individual stocks and put them into ETFs, I am still considering how heavily the ETFs and individual stocks are weighted overall in the portfolio, as I also hold a little $BTC (-1,84%) and alternative investments (whisky and LEGO). Does anyone have any tips on how I can define a sensible weighting?

Many thanks in advance for (critical) feedback :)

10 Commenti

Patrick Schäfer@Hotte1909

4Mes

Whiskey always helps. Best investment product. When it comes to a crash, just open a bottle, drink it empty and the crash won't matter 😉
From my point of view, I can't say anything against your selected ETFs. Sp somewhat riskier but probably perform better than the World. The Euro etf is debatable. I have banned all of mine and put it in the World as the World always performs better and most stocks are in the World anyway. Maybe if you absolutely have to have something from the Euro, you should look for 2-3 individual stocks that you can invest in separately. As dividend stocks, perhaps Telekom and Allianz from the Euro ETF or LVMH

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aang@aang

4Mes

@Hotte1909 Thanks for your tips! I'll probably pick Swiss stocks for the dividend strategy. PS unfortunately the whiskey is not stored at home, so I won't be tempted ;)

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Patrick Schäfer@Hotte1909

4Mes

@aang Oh, Switzerland. Yes, they wouldn't be in the euro etf anyway.
Think of the withholding tax. That would be too annoying for me, especially for smaller amounts. But you'll lose out on returns that way. Which Swiss stocks have you chosen?

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Marcel@Mcl1991

4Mes

@aang at Rewe you can get Scotch from the Mc Intyre brand for just under 8 euros. That's something you can really get your teeth into.

But drink with caution!
* No investment advice. Ask your doctor or pharmacist about risks and side effects.

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aang@aang

4Mes

@Hotte1909 Well, I was born in Switzerland and live in Switzerland, so there is no withholding tax. I have thought about the following titles: $ABBNY, $NESTLE, $NOVN and $ZURN

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Patrick Schäfer@Hotte1909

4Mes

@aang oh well, of course that changes the whole thing 😉

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Tenbagger2024@Tenbagger2024

4Mes

It may also be interesting to visit $IFX
needs machines from
$AIXA needed for the new technologies.

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Utente eliminato

4Mes

Il commento è stato cancellato

Marcel@Mcl1991

4Mes

@MajinB That can make sense. It should not be declared pointless across the board. It could, for example, serve to increase the US share. Or as a yield booster. Or what would also be possible is to see the s&p as a separate investment, e.g. for a different purpose, for a different duration... So it depends on the strategy

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Unbekannt@Pirat123

4Mes

@Mcl1991 Correct, I do the same. I save the FTSE All World as core 75% and recently the S+P500 (25% pro rata).

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