3Settimana·

Restructuring

hey,

I am planning to reorganize my portfolio. I want to sell all individual stocks and only invest in ETFs because I won't beat the market with individual stocks in the long term anyway. Nevertheless, I would like to have a higher USA weighting. My savings rate currently consists of €400 per month. My bonus and Christmas bonus are also invested.

Plan A: coordinate with 👍🏻

100% $VWRL (-0,91%)

Plan B: vote with 🚀

80% $VWRL (-0,91%) , 20% $CSNDX (-1,63%)

I also save Bitcoin with an additional €100 per month.

I am open to any form of criticism and suggestions for improvement.

5Posizioni

9,93%

4 Commenti

Investanker@opportunity_seeker_138

3Settimana

I'm more with plan B. A little boost is allowed. In addition, I think the fund volume is already a small indication that it doesn't always have to be 100% Grail.

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userd5c7350bb1304f05@userd5c7350bb1304f05

3Settimana

Am Team Plan A.

But would go for the $FTWG.
It's the same product (same index, different fund provider) with lower fees...

On the subject of you wanting a high USA weighting. The FTSE All world already has a high enough weighting for my taste.

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Nico@_Harry_

3Settimana

Plan B ✌🏻
It may make sense to split the €100 Bitcoin into a weighting with gold. $EWG2 and $4GLD are tax-free after one year of holding. If you are young, then I would say Bitcoin share > gold share

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Heisterkamp@Ernie3486

3Settimana

@_Harry_ am 20 :) I already hold golf physically, which is why an ETC is out of the question 😅

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