$DAVE (-1,93%) | Dave Inc. Q4 Earnings Highlights
Q4 Results (Strong Beat):
🔹 EPS: $4.57, beat by $1.26 vs. $3.31 consensus
🔹 Revenue: $163.7M (+62.2% YoY) vs. $160.56M consensus
FY26 Guidance (Above Consensus):
🔹 Adjusted EPS: $14.00–$15.00 vs. $12.00 consensus
🔹 Revenue: $690M–$710M vs. $655.08M consensus
Capital Allocation Update:
🔹 Share Repurchase Authorization: Increased from $125M to $300M
- Q4 Revenue Increases 62% to $163.7 Million; FY 2025 Revenue Increases 60% to $554.2 Million
- Q4 Net Income Grows 292% to $66.0 Million; FY 2025 Net Income Increases 238% to $195.9 Million
- Q4 Adj. EBITDA Increases 118% to $72.9 Million; FY 2025 Adj. EBITDA Increases 162% to $226.7 Million
- Establishes 2026 Outlook Reflecting Revenue Growth of 25% - 28% with Expanding Adj. EBITDA Margins
- Increases Share Repurchase Authorization from $125 Million to $300 Million