@DonkeyInvestor Nothing yet. I once thought about using additional money to go 90% stock +10% bond instead of 100% stock (would have to save a bit more) or just keep dumping the money into my factor ETFs. A small, stupid gambling instinct of mine wants to invest in a distributing REIT ETF and pay the upfront fee with the distributions at some point. But mathematically and financially it's not the smartest option
