In my opinion, it's well thought out, but too complicated. You already have all the individual positions in the all or the s&p anyway, i.e. you're simply duplicating. The technology sector in particular is already overrepresented in the ETFs.
5% Crypto.... Maybe as a gimmick, but I don't know if you'll really see an effect. I would rather see 5% commodities or something counter-cyclical, but if then physical.
Otherwise, I would have liked to have saved 500 euros during my studies.
5% Crypto.... Maybe as a gimmick, but I don't know if you'll really see an effect. I would rather see 5% commodities or something counter-cyclical, but if then physical.
Otherwise, I would have liked to have saved 500 euros during my studies.
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@Madhatter5566 yes, crypto is only supposed to be a little gimmick. so you're saying you're doing away with individual values completely?
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•@Madhatter5566 work 20h a week at 18/h and pay almost nothing in rent
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@KoelscheInvestor I would say that 35% single stocks that are diversificated seems to much trouble, as you already have an All World. Building your own ETF just in case doesnt make it safer or better.
If you think a stock will go to the moon and you are sure about it, yes, go for it. A few stocks, not for the diversification but for the gains (if you are good at stockpicking).
If you think a stock will go to the moon and you are sure about it, yes, go for it. A few stocks, not for the diversification but for the gains (if you are good at stockpicking).
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