Hello everyone,

I'm from Spain and I'm following a dividend investment strategy as I want to take advantage of the relatively low tax burden of only 19% on dividends in Spain. My portfolio is a combination of ETFs and individual stocks, trying to find a balance between growth and high dividends, as well as between developed and emerging markets.

First, an overview of my ETFs, which I can divide into two categories:

Emerging Markets:
$IEEM (-0,23%)
iShares MSCI EM ETF: Growth-oriented (Growth)
$HDEM (-0,64%) Invesco FTSE EM High Dividend Low Volatility ETF: High dividend yield (High Yield)

Developed Markets:
$ISPA (+0,7%)
iShares STOXX Global Select Dividend 100: High dividend yield (High Yield)
$GGRP (+0,24%)
WisdomTree Global Quality Div Growth: Growth-oriented (Growth)

These ETFs cover different regions and strategies: some focus on dividend growth, while others target high dividend yields. I also have positions in both emerging and developed markets.

My individual stocks:

$O (+1,62%)
Realty Income because it is the typical dividend stock that almost everyone has and it is known for stable monthly distributions.
$EOG (-0,12%)
Resources I like because of its strong ability to grow dividends and solid growth potential in the energy sector.
$CB (-1,15%)
Chubb Limited I have included in my portfolio because Warren Buffet has invested in them. They also offer good dividend growth and have strong upside potential.

I would be very interested to hear your thoughts: Do you think this strategy has potential for success in the long term? Are there areas where I might need to diversify or consider a different approach?

Thanks in advance for your opinions!

This text was created with the help of artificial intelligence, as I am not a native speaker of German.

Nadir-Momentum@DoppelSchlechtMinus

6Mes

You can also simply write in Spanish here and it will automatically be translated quite well.
The overall performance of $HDEM is just horrible. For EM dividends I would rather use $PEH or $DEMD. And for my taste, your portfolio has too little Developed Markets Growth, for which $HMWO would be a good addition.

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David@DerUnwissende

High yield etf performance is always miserable. You can also simply use a msci world or fste allword as a spinner.

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Joris@JorisInvests

3Mes

In your text you name $ISPA but in your portfolio you have $XGSD, which is way worse as ispa truly invests in the index and xgsd not truly. I don't like synthetic etfs, Xtrackers invests in USA stocks and covers performance and distributions by a contract with another party. So your money isn't going to the companies in the index. For the rest I like your strategy a lot. Stay true to it with constant contributions and your total performance will be excellent, just be patient as it is a slower strategy in which the first 4-5 years others will try to persuade you to switch to a growth strategy (in which the results are sometimes faster if you pick the right stocks/etfs), but a mix of dividend growth and higher div yield strategy is perfect. Here on Getquin your dividends 'leave' your portfolio, so always check your total performance 😉.

Nurse@NurseTrader

5Mes

You are in the negative this year, I would change something in your portfolio. It's not going well

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