2Anno·

Hello everyone! I would be interested to know how much you take the TER into consideration when choosing your ETF?

I am looking for my first ETF and $VDEV (-1,98%) got stuck because the TER here is 0.12.

Looking forward to your answers.

#etfs

24 Commenti

Fabzy ✨@Fabzy

2Anno

TER is not unimportant, because you can deduct the percentage from the return of the index that the ETF tracks.
However, since other factors also determine how well an ETF tracks an index, it is always worth taking a look at the so-called tracking difference.
Just google "World ETF Tracking Difference" to find out more.
The broker, fund volume and age can also play a role in the decision.
There are many good variants of the World ETF.

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Oskar@oskaroderso

2Anno

Within an index, it naturally makes sense to select the cheapest possible ETF. Have you already decided on an index?

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Lars D.@LeoHund

2Anno

@oskaroderso I am fond of the Vanguard mentioned in the post

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Lars D.@LeoHund

2Anno

@cashwithhead Brutal TER

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Lars D.@LeoHund

2Anno

@cashwithhead the only possible downsides I can see are the fund size and age. Otherwise, the whole thing looks very interesting, or have I missed something in the brevity?

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Lars D.@LeoHund

2Anno

@cashwithhead I had also heard about the 100 million, but thought I'd just ask. Thanks for the tip - I'll definitely take a closer look

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Lars D.@LeoHund

2Anno

@cashwithhead How do you rate the distribution compared to Vanguard (quarterly)?

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Lars D.@LeoHund

2Anno

@cashwithhead and the annual distribution vs Q distribution of Vanguard. Do you see any downsides?

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Lars D.@LeoHund

2Anno

@cashwithhead Thank you very much for your answers and willingness to write here. I am currently invested in 13 individual stocks, which I have always bought and added to depending on the price. Now I want to get more into automatism as I have less time to do stock picking. My goal was therefore to invest around €1000-1500 in an ETF via a savings rate. As I wasn't familiar with ETFs before, the initial question was which one. I then took the developed route and filtered via the TER. The result was Vanguard. Oh yes, it should be a distribution as I like to reinvest the money. I also don't want to change the ETF again after 10k, but prefer to have it changed.
I've seen that Prime pays a one-off distribution of €0.46 per share, while Vanguard pays a total of €1.55. I'm just wondering (if you scale up) what influence this could have. For everything else, the Prime is clearly the most attractive option.

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