Hi, I invested in the$VWRL (-0,91%) but I think I am gonna switch to $FWRG (-0,97%) ( let me know what you think). I am also interested in dividend stocks like $JEGP (+0,05%) and $TDIV (-0,63%) is it a smart move to get such etf or is it better to get something like $PEP (+3,26%) . Any other advise is welcome!!