immagine del profilo
9Mes
I would go back to the original purpose of your two depots.

Invest your fixed sum for the "pension" at SC, e.g. 60% of your savings rate or whatever in 70/30. In my opinion, this is perfectly fine, even without Europe.

And leave the other e.g. 40% of your available funds that you want to invest in TR for "riskier" purchases (i.e. remove the additional World and EM)

The 40% in TR then e.g. split again into half ETF e.g. NASDAQ and the other half individual stocks like bitcoin and gambling

I would definitely keep the NASDAQ in fixed savings, despite overweighting and duplication with the SC portfolio.

In addition, you can think of a concentrated Stoxx50 in the TR portfolio instead of the 600 if you want to include Europe.

I would not invest in the S&P and the Stoxx600 in your constellation.
1
@VPT Thank you very much! 😊
As I already have the ETFs at TR, should I sell them directly and switch savings plans or should I wait?
immagine del profilo
9Mes
@M_Bo you need to know. It won't hurt anyone if you leave them there. I would probably have sold them (if they were OK for tax purposes) so that I had "order". If they don't bother you, leave them there.

Switching savings plans - well, that's what I would have done, as I said on Nasdaq100 and just gimmicks.

Maybe you have individual stocks in mind that you find interesting and want to buy with the money from the ETF sale.

Or you could take the money from the sale and move it to SC for your core/retirement
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