1Settimana·

Yields falling slowly?

$XEON (+0,01%) If you look at the last few months, the increase in the annual return has steadily leveled off. We are now at 2.7%. Things have gone downhill in the past.

What do you think, are there more stable alternatives?

5 Commenti

MarTheRadi@marda304

1Settimana

It's just a money market ETF. Tracks the ECB interest rate. So, as of today, it will yield 2%

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CrashBurner@Psychedelic_Sunflower

1Settimana

Of course it does, it's simply the interest rate trend.

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Femke@femkelbn

1Settimana

This is logical, as the ECB's prime rate has also been steadily reduced. Nevertheless, it is still well suited for the low-risk investment of cash reserves.

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mami_goes_boerse@mami_goes_boerse

1Settimana

I would say $XEON is already the safest port. Then maybe in $VWRL?! 🤷‍♀️

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Alex@AlexBloch

The money market is the most "stable" (in terms of fluctuations), even in the very short term. Bonds then yield around 2% higher returns, but also have a higher volatility, i.e. more price risk if you don't want to hold to maturity. Finally, in the long term (>10 years), the stock market yields even 5% p.a. more than the money market, but with much higher volatility/risk.
Everyone has to decide for themselves how "stable" their own risk-bearing capacity and stamina is - i.e. how long they don't need their money and can/want to leave it invested!

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