Our puppy has been walking by our side for almost a whole moon cycle now - a little companion who brings light, chaos and new paths into our lives 🐾🌙.
As my B.Sc. in Economics draws to a close, the lines of my investment strategy are also beginning to shift...
as if the stars themselves had changed their constellation ✨🔭.
At Scalable Capital, I'm erecting a protective shield for upcoming vet costs - a silver wall to protect us from life's unpredictable storms 🛡️🌫️.
Pet health insurance isn't worth it yet, so my own reserve is growing there, guarded like a treasure in an old chest.
Plus two faithful companions:
$VHYL (-0,52%) , the global dividend earner 🌍💸,
and $O (-0,65%) , the moon priest of monthly distributions 🌕🕯️.
My goal: €5,000, anchored in the ground like a rune stone that won't break even in winter 🪨❄️.
My "nest egg deposit" rests at Trade Republic - a silent guardian that only wakes up in real crises ⚔️🌑.
There flow $VWRL (-0,01%) and again $O (-0,65%) reinforced by the 2% interest that seeps into the reserve like drops of pure mana 💧🔮.
And yes... the odd individual purchase has crept in there like a mischievous forest spirit at dawn 🧝♂️🌫️.
At my house bank, the $SPYY (-0,02%) as a core ETF - free of charge as long as I'm still under 31, like a gift from the old gods 🎁🌤️.
Soon to be joined by the $VHYL (-0,52%) which brings me global dividend streams, like a river that doesn't freeze even in the depths of winter 🌊❄️.
Some dividend stocks are to follow; the runes have not yet been interpreted.
But $DTE (+0,36%) calls out like a beacon in the fog with its tax-free dividend 📡🔥✨.
Despite possible criticism from the shadows, I have chosen two ESG funds from Union Investment for my godchildren.
Not every path is the same, and sometimes you follow the star that only shines for you ⭐🧭.
My long-term goal remains as clear as the North Star over a quiet winter's night:
That all these small but steadily growing savings plans will one day pay for themselves - through interest, dividends and the unstoppable force of time.
A cycle that feeds itself 🔄🌌.
A wheel that keeps turning 🛞✨.
A fortune that grows like an ancient world tree, deeply rooted and yet striving towards the sky 🌲🌠.
Your DividendWeiser
