10H·

💰 Dividends, baby! Second ETF savings plan launched

My second ETF savings plan was executed today ✅

500 went into the VanEck Developed Markets Dividend Leaders ETF - a dividend ETF with a focus on developed markets and reliable payouts 💰📈

Why am I investing in this ETF?

🔹 Regular dividends

🔹 Focus on quality and stability

🔹 As a supplement to my All-World ETF for more cash flow in the portfolio

Goal: A solid mix of growth & distribution.

In the long term, this ETF should help me to build up a stable passive income stream - bit by bit. 🧱💵

What about you - do you also invest in dividend ETFs?

Which ones are you currently using?

#ETF
#Sparplan
#Dividendenstrategie
#FinanzielleFreiheit
#VanEck
#Depotaufbau

07.07

VanEck VanEck Developed Markets Div Lead ETF

Acquistato x11,84 a 42,22 €

499,97 €

21 Commenti

Snopy@Snopy

10H

In addition to my core portfolio, I also have a smaller dividend portfolio because cash flow is simply fun and motivating.

The VanEck should definitely not be missing. Great ETF :)

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Charly@FinanzPapa

10H

@Snopy Very nice! I follow a similar strategy👌♟️ The payouts are immensely motivating and are then reinvested directly... I think it just makes it easier to see the growth! Best regards ☺️

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Snopy@Snopy

10H

@FinanzPapa I totally agree with you :) However, you have the big advantage of the tax-free amount. I have to pay tax from the first cent.

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Charly@FinanzPapa

@Snopy Is that the case in Austria? But that doesn't stop the motivation! 👍 We've already used up our tax-free allowance for this year and are now allowed to pay tax diligently 😂😂

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Snopy@Snopy

@FinanzPapa Yes, unfortunately that's the case here in Austria 🙈

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Andi@Andiiiii

@Snopy How do you handle withholding tax in the Netherlands?

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Snopy@Snopy

@Andiiiii To be honest, I haven't thought about that yet. I haven't received a payout yet.

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Maximilian@Max095

Smart decision

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Sebastian@Baisse-Jumper

I think it's a very good choice. I myself save monthly together with the $TDIV and the $VWRL. Both should form my investment core in the long term and generate a nice cash flow for me. Either for reinvestment or to cover some of my fixed costs. At least that's the long-term plan. 😅

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Andi@Andiiiii

@Baisse-Jumper I was thinking exactly the same thing. I'm still undecided about the weighting. How do you weight the two?

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Sebastian@Baisse-Jumper

@Andiiiii The savings plans are currently running with a weighting of approx. 60% in VWRL and correspondingly approx. 40% in TDIV. But it will be a while before they actually form my core. I've started with individual stocks. 🤪

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Femke@femkelbn

What is your target weighting for this position? ☺️

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Charly@FinanzPapa

@femkelbn 15% in the long term 😊

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Calvin@QuackCapital

I've actually been thinking about building up a smaller position in $TDIV for some time. But I'm a bit unsure whether that won't cost me some returns - because of the taxation of dividends. But in the end it probably won't make that much of a difference 🤷🏻‍♂️ And I would increase the proportion of Europe in the portfolio a little...

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GeldGenie@GeldGenie

Solid move!

Dividend ETFs really make sense, especially as a cash flow booster alongside an All-World. In the long term, the piece-by-piece principle really pays off. Keep up the good work!

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JM@jm_finance

Also (among other things) both ETFs in the portfolio..... fit my strategy perfectly and are performing well 😊👍

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KP@KP1

Why is $TDIV currently so hyped?

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Sebastian@Baisse-Jumper

@KP1 Is there a hype? If you are looking for dividend ETFs with additional good performance, you quickly end up with this one. It has been a good ETF for a long time. It's also a good addition to more US-focused funds/ ETFs.

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Fetzen@Fetzen

@KP1 I don't really understand it either. 40% finance sector (just went well) and only 100 stocks in it. Somehow nothing for my core. At best, maybe a small admixture to weight usa and tech a bit in the same move....

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KP@KP1

@Baisse-Jumper I would say yes, but it can also be subjective. Regularly posted on getquin at the moment.

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KP@KP1

@Fetzen 44% finance, which performed well due to the interest rate policy ;)

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