6G·

I probably have the worst YTD performance :/

The year is over, the last dividend has been collected. The result is great, next year will be better.

My YTD performance (-3% with dividends) is probably one of the worst on Getquin. I was too busy buying blue chip stocks in drawdown than chasing the market.

The portfolio now pays out over 5% gross p.a..

At the same time, the average dividend growth of the companies in the portfolio is over 8% p.a. based on the last 10 years. (Dividend growth is most important to me).

My 2026 target is clearly defined:

Gross annual dividends of over €10,000 without worsening long-term dividend growth.

Currently, my dividends are over € 7,100 gross (2026), which corresponds to around € 450 net per month.

Shares like $UPS (+0,01%), $GIS (+0,03%), $TGT (+0,12%), $DGE (+0,39%), $LYB (-0,14%) are unfortunately ruining my share price performance. However, this does not mean that I will no longer buy these companies. I tend to secure historically high dividend yields (YoC).

The focus is not on short-term performance, but on sustainable cash flow, rising dividends and long-term wealth accumulation.

My TTWROR since the beginning of my investment career is 54% (after tax) while an All World is slightly above 60%.

21 Commenti

Charly@FinanzPapa

Thank you for your ruthless honesty, that's great to post! I don't think it's so bad if you learn from it and do better next time, then your return on investment is priceless. Stay tuned, happy new year and maximum return. 🙈💸 LG Charly

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Don C.@PoorDad

@FinanzPapa Thank you, I wish you the same!

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Charly@FinanzPapa

@PoorDad Thank you very much! It's great that you're earning such great dividends at 23!👍 Our portfolio has made € 3,700 this year... I'm proud as punch 😂💸

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Don C.@PoorDad

@FinanzPapa I read about value investing and the power of dividends back in the army. So you could say that I've been investing in dividend aristocrats and kings since the beginning. That's where my heart really blossoms.

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Charly@FinanzPapa

@PoorDad I'm delighted! I can definitely get excited about dividends and hope to net 10k in a few years! Next year I would like to crack 4K net first👍

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Don C.@PoorDad

@FinanzPapa My key is dividend growth: a low starting yield is okay if growth is high. A trivial example: $V starts with a dividend yield far below $VZ, but overtakes YoC after ~15-18 years... purely due to the higher dividend increases. But stocks like $HD are really cool.

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Wiktor_06@Wiktor_06

Don't worry, I had -4%. You can always do worse 🙋‍♂️

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CaYaRo@CaYaRo

11H

As I also have 4 of the stocks you mentioned in my portfolio, I sympathize a little. Other stocks had to provide returns.
Important: stay tuned!

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Don C.@PoorDad

11H

@CaYaRo Use market weakness to buy more.

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Solitair@Solitair

You can run the rewind. This will also show you how your portfolio has performed compared to the rest of the users.

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Don C.@PoorDad

@Solitair very bad. But on Getquin my performance is slightly distorted without it. With Parqet, everything fits.

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Solitair@Solitair

@PoorDad and what does wrapped say about how you compare to the parqett community?

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Don C.@PoorDad

@Solitair with the YTD price performance I seem to be in the lower 0% 😂 and with the dividends in the upper 90%. I shave against the grain 🤟🏽

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Leon@Investingyoung

There are these and these years, otherwise your return has been very strong since the start, as long as you're on the ball. Small point of criticism:
why don't you sell this dirty $TGT and buy the more interesting $COST instead?

And instead of $UPS I would take $DHL, much better on the road and a diversification away from the USA

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Don C.@PoorDad

@Investingyoung Thank you! COST and DHL are great companies but my strategy is high initial dividend and reliable divi growth with FCF coverage. COST has (despite quality) only a very low current yield, TGT/UPS are undervalued in my opinion, not "dirt", and already pay attractively with solid coverage, especially TGT.
If COST has a historically high dividend yield to offer due to share price decline (although the company is still class), I will also get in. This is not the first time that these companies have been punished by the market.

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Leon@Investingyoung

@PoorDad no, target is really on the decline and no improvement in sight mmn.

Oops just stinks against DHL mmn.

But everyone as he wants and feels safe 🥂
Happy new year 🤠

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Epi@Epi

You're probably feeling the effects of the well-known "dividend trap" right now. 😏

If you want to stick with this suboptimal strategy, you can only compensate for it by being absolutely consistent in your actions. You seem to have that.

So: keep going, 2026 and beyond! 💪

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Don C.@PoorDad

@Epi Thank you for your feedback! To be honest, I can't judge that in the short term, as several crises have followed each other. Basically, I'm pretty happy because the current income is boosting my portfolio... even after taxes. Some stocks have simply recovered less well after the Ukraine/interest rate/customs drama. PepsiCo is not suddenly bad because the market is punishing it. My companies don't have to cut their dividends either, that shows me strength... I had that back then with $MPW and learned from this dividend trap.
But yes, you're right: without clean FCF coverage and a solid balance sheet, that would be a dividend trap. that's exactly what I pay strict attention to.

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EugeneKrabs@Danicx13

Stick with it, it will pay off in a few years-decades. Or go for 60% value / 40% growth

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Don C.@PoorDad

@Danicx13 I actually wouldn't change anything because my portfolio has a TTWROR of 54% after tax despite weak 2025 performance... the All World is around 60% before tax. My strategy is value + dividend growth. I use the low prices to build up a higher YoC (personal dividend yield).
But I'll take your tip on board: First I'll continue to build up the dividend yields of my weaker performing positions, then I'll selectively add to my growth stocks in the portfolio.

Happy New Year :)

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EugeneKrabs@Danicx13

@PoorDad you too 😋👊

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