1G·

Portfolio of a 20 year old

The start of my portfolio was made possible by my parents - I am very grateful for that. Since I started my dual studies in business banking, I have regularly invested my own savings installments, which come directly from my income.


My strategy is long-term and deliberately broadly diversified. The core consists of three ETFs:


  • 50 % MSCI World
  • 30 % MSCI Emerging Markets
  • 20 % Stoxx Europe 600



For me, this basis forms the foundation for balanced and stable asset accumulation.


I also hold a separate secondary portfolio in which I deliberately take on a little more risk - with smaller positions in a double-leveraged MSCI USA, Bitcoin and selected individual shares. The aim is to increase the return potential somewhat without losing sight of the solid ETF strategy. In the future, I would also like to $EWG2 (-0,81%) save with a small amount.


My long-term goal is to achieve financial freedom. A goal that not only fits in with my personal values, but also harmonizes well with my professional orientation in the banking sector.


I am always open to suggestions for improvement and further tips.

9Posizioni
40.048,74 €
15,81%
8
4 Commenti

immagine del profilo
Hopefully we will hear the first sentence more often in the future after a bunch of children's depots are opened here at least. Good luck to you
10
immagine del profilo
@GoDividend Yes, in 15 years our children will be romping around here 🤪
immagine del profilo
@GHF I'm curious. Ha, and I'm not saying who I am. That will make for some nice discussions
1
immagine del profilo
DHBW makes brrr
Partecipa alla conversazione