Position closed

Patrick Schäfer · 2025-04-28T17:22:20.647509Z

I have thought a lot about whether I should keep the position or close my 7% personal dividend, but I personally don't see too much growth here in the next few years.

Stevoo@Stevoo13

1Settimana

Betting against Apple (especially long term) has generally never worked out in its favor.... it may not be the high growth stock it once was, but I still see it as one of the best options to beat the market long term with limited downside risk.

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Patrick Schäfer@Hotte1909

1Settimana

@Stevoo13 I'm not betting against Apple, I just removed it from my portfolio because I see more potential elsewhere

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beetlejuice@beetlejuice

6G

Really? But who knows. I'll talk to you in 15 years.

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DevlishTomato@risk_taker_1816

1Settimana

Hi, what do you think of $HAUTO, it's a good dividend pearl and growth doesn't seem to be bad either

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Patrick Schäfer@Hotte1909

1Settimana

@risk_taker_1816 hey. I once had it in my portfolio but it didn't convince me. Yes, I like dividends but rather dividend growth. The shipping industry is also too dependent on geopolitical factors for me. But not a bad company in itself

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Silas W.@DynasticGrind

1Settimana

@risk_taker_1816 Due to the unpredictability and fast-moving regulatory policy, e.g. on the part of the IMO and EU, I personally would not necessarily invest in shipping. I used to invest in shipping myself because I underestimated the impact of IMO2020 in particular. Almost no shipping company has yet recovered from this and it is not necessarily getting any easier in the industry, especially now that some are having to modify their propulsion systems or switch to a new fuel for the second time in five years. Many are simply accepting the penalties because the laytime would (temporarily) cost them even more than the new propulsion system (we are talking about around €40 million per conversion, per ship) and this is squeezing margins considerably. At the same time, however, they are also being subsidized... Nobody knows for how long. In fact, the cruise industry is still relatively liquid because the margins are (or were) generally higher. But that's it (as far as I know). I had to write a lot of papers and give lectures in 2019-21, so I had a lot of time to familiarize myself with the industry. I find it very opaque.

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Sansebastian@Sansebastian

1Settimana

I'm actually also considering whether I should sell Apple. I will definitely take a close look at the QZ on Thursday.

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Patrick Schäfer@Hotte1909

1Settimana

@Sansebastian I didn't want to wait for that anymore. I mean, everything that was announced in a big way somehow flopped. See vr glasses just to name one. The competition doesn't sleep either, like $005930 (I don't know if that's the right share) but also things like $1810

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Sansebastian@Sansebastian

1Settimana

@Hotte1909 absolutely right!

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_ake_@_ake_

1Settimana

I closed my position in Apple after 10 years at the end of 2024. I also assume that there will not be such growth rates in the coming years.

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Tobi60@Tobi60

1Settimana

And where to put the 41,000 now?

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Patrick Schäfer@Hotte1909

1Settimana

@Tobi60 I bought a tranche of $L today, the rest is boring in $TDIV and $VWRL
I still have a few orders open for various positions such as $AMZN, $GOOGL and otherwise $H where I would like to get in.

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Ph1l1pp@Ph1l1pp

1Settimana

@Tobi60 Euro/ CHF, wait

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financial_ninja_psqcv@financial_ninja_psqcv

1Settimana

@Hotte1909 When are your orders with Google and Amazon? I also want to strike again

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Silas W.@DynasticGrind

1Settimana

@Tobi60 Can treat himself to some fries.

Or two...

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Patrick Schäfer@Hotte1909

1Settimana

@financial_ninja_psqcv at $AMZN I set it too low, I don't think it will come back at €121. $GOOGL at €113 we probably won't see it either. But it's the second series of tranches, which is why they are so low. The first row has gone through.

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Patrick Schäfer@Hotte1909

1Settimana

@DynasticGrind delicious 😋 French fries

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K@TechNav

1Settimana

Very big changes! However, I still think Apple is a solid component of a well-balanced portfolio due to its strong cash flow and market dominance.
Your biggest position and also your biggest bet has now become Nu Holdings.

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Patrick Schäfer@Hotte1909

1Settimana

@TechNav Yes, I can understand that. I have nothing against Apple either, but I simply see more growth elsewhere.
To your second point. You're right, thanks to the rebalancing of Nintendo and KSB, Nu is now my biggest single stock 😀

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