@BamBamInvest
Bam we have just found an expert. He is already convinced by NU Holding.
But my dear Franco, it would also be interesting to hear your opinion on
$SOFI
And on the products of
$GFT
GFT Technologie currently has a historically low P/E ratio, double-digit earnings growth and a good dividend yield.
Bam we have just found an expert. He is already convinced by NU Holding.
But my dear Franco, it would also be interesting to hear your opinion on
$SOFI
And on the products of
$GFT
GFT Technologie currently has a historically low P/E ratio, double-digit earnings growth and a good dividend yield.
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Unfortunately, I can't say anything about $GFT.
$SOFI I think it's great and have been following it for a long time. I have no doubt that the younger generations in the USA will continue to jump on SOFI's bandwagon. Anthony Noto is an awesome CEO and has mastered the turnaround of the company. Their marketing campaigns are spot on, really impressive ! I never got them into my portfolio because I already have a high US share in my portfolio and, from the point of view of fintech in industrialized countries, they still fall into the "nice to have" category for me rather than being truly revolutionary.
While SoFi & Co. are fighting against an existing banking system in the USA, FinTechs are opening up completely new markets in emerging markets. That's why I think companies like Nubank or Wise are far more exciting.
USA:
Saturated markets with established banks â FinTechs optimize existing structures instead of fundamentally changing them.
Customers are often sluggish and unwilling to change - savings banks in Germany are a good example: the offer is "okay", so many stick with it.
Older demographics â Less enthusiasm for new digital financial solutions.
Emerging markets, on the other hand: huge untapped potential
Lack of banking infrastructure â Millions of people are gaining access to financial services for the first time
Mobile-first & young, tech-savvy population â Adaptation is much faster.
Alternative to cash â Efficient, cheap and secure digital payment methods replace traditional, expensive methods.
$SOFI I think it's great and have been following it for a long time. I have no doubt that the younger generations in the USA will continue to jump on SOFI's bandwagon. Anthony Noto is an awesome CEO and has mastered the turnaround of the company. Their marketing campaigns are spot on, really impressive ! I never got them into my portfolio because I already have a high US share in my portfolio and, from the point of view of fintech in industrialized countries, they still fall into the "nice to have" category for me rather than being truly revolutionary.
While SoFi & Co. are fighting against an existing banking system in the USA, FinTechs are opening up completely new markets in emerging markets. That's why I think companies like Nubank or Wise are far more exciting.
USA:
Saturated markets with established banks â FinTechs optimize existing structures instead of fundamentally changing them.
Customers are often sluggish and unwilling to change - savings banks in Germany are a good example: the offer is "okay", so many stick with it.
Older demographics â Less enthusiasm for new digital financial solutions.
Emerging markets, on the other hand: huge untapped potential
Lack of banking infrastructure â Millions of people are gaining access to financial services for the first time
Mobile-first & young, tech-savvy population â Adaptation is much faster.
Alternative to cash â Efficient, cheap and secure digital payment methods replace traditional, expensive methods.
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@OGREDAISFonds
Thank you for your assessment. I can share that. That's why I also have NU in my portfolio
Thank you for your assessment. I can share that. That's why I also have NU in my portfolio
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