First of all: This post is not intended to persuade or "promote" anyone. My aim is to share my personal experiences with the American Express Platinum Card and to give you an honest insight into whether this credit card might be worthwhile - especially now that the welcome bonus of 75,000 points with a turnover of 13,000 euros within 6 months$AXP (-1,94%)
i am someone who is very interested in credit cards, points and travel hacks. i find it exciting how the right strategy can make travel more affordable or even more luxurious. American Express cards in particular piqued my interest some time ago, and after a few months of using them, I'd like to share my experiences with you - including, of course, whether the current welcome bonus of 75,000 points is really worth it.
The advantages of the American Express Platinum Card at a glance (source: Reisetopia)
Before I go into my experiences, here is a brief overview of the benefits offered by the Amex Platinum card:
- 200 euros online travel credit per yearFor flights, hotels and more.
- 200 Euro SIXT ride creditPerfect for trips with SIXT ride.
- 150 euro restaurant credit per year: Redeemable at selected restaurants.
- 120 euro entertainment credit: For streaming services such as Netflix or Spotify.
- 90 euro shopping creditFor purchases with selected partners.
- Up to 200 euros discount and Priority benefits on Condor flights.
- Exclusive metal credit card: Looks really good.
- Collect points with every euro spentMembership Rewards points that can be redeemed flexibly.
- Free Platinum partner card: A card for your partner or family.
- Comprehensive insurance packageFrom trip cancellation to rental car insurance.
- Free lounge accessAccess to over 1,500 lounges worldwide, including one guest.
- Hotel upgrades, breakfast and status benefits: In a large number of hotels.
My personal experience with the card
For me personally, the card has proven its value in the first few months. Last summer, thanks to the Membership Rewards points I collected through the card, I was able to fly Business Class to Hong Kong for four people. The cost? Just 128 euros in taxes and fees - the rest was paid with points.
Lounge access also made our trip noticeably more enjoyable. Instead of waiting in crowded terminals, we were able to relax in lounges with snacks and drinks.
Another highlight was the hotel booking: the Platinum benefits not only gave us a free breakfast, but also a room upgrade, which made our stay even more enjoyable.
In addition to my experience with the business class flight to Hong Kong, there were many other situations in which the American Express Platinum Card brought me real benefits. Another highlight was last fall in London. There I visited the restaurant "Gymkhana" - one of the best Indian restaurants in the world with two Michelin stars. Thanks to the 200 euro restaurant creditthat the card offers, I was able to pay just under half the bill.
The best thing about it: as the card is also a free partner card card, my partner also benefited from this advantage the next day. We went to Gordon Ramsay's famous "Hell's Kitchen" together and used another 200 euros of the credit there. This meant we could dine in luxury without having to worry about high restaurant bills.
But for whom is the card really worthwhile?
The American Express Platinum Card is definitely not a card for occasional users. With an annual fee of around 660 euros, it is intended more for those who:
- Travel a lot and want to benefit from lounge access, hotel upgrades and insurance cover.
- Actively use the included credit (e.g. for travel, restaurants or SIXT ride).
- Collect points in a targeted manner and use them for rewards such as flights or hotel stays.
If you use these benefits regularly, the card can really pay off. For me, the welcome bonus alone was a great incentive, but the real added value lies in the long-term benefits I get from the card.
Interested? You can apply for the card here
If you apply for the card via this link, you would be supporting me - at no extra cost to you, of course. I would be very happy if you would consider it.