1Settimana·

If you had to choose between the two ETFs, which one would you pick, and why?

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13 Commenti

immagine del profilo
1Settimana
Since I can't decide, I have both in my portfolio.
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immagine del profilo
I have both in my portfolio. In my experience, the $ISPA has performed slightly better overall. Nevertheless, I’ve allocated a higher weighting to the $LDGL because of its composition and the monthly dividend payments.
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immagine del profilo
1Settimana
Both with distributions, then $ISPA
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immagine del profilo
Take a look at the long-term chart for the Stoxx and compare it to other dividend ETFs... then the question becomes moot... though the other one hasn't been on the market long enough to make a fair comparison. But in terms of structure, $LDGL
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immagine del profilo
1Settimana
$ISPA, the other one doesn't, underperformance + poor dividend
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immagine del profilo
@Dukke LDGL was only launched in January 2026 and is still in the early stages of development. So the dividend is also still evolving. ISPA, on the other hand, has been around for 16 years.
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For me, it's not a question of which one is better in and of itself, but which one fits better into my overall portfolio and strategy. My choice is $LDGL.
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immagine del profilo
0.45 TER and 4,5% div vs 0.27 TER & 3,5% div. I rather have the second although I like dividends.
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immagine del profilo
I have the $LDGL in my portfolio; I can't buy ISPA in Spain.
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immagine del profilo
@Da_Fischi ofc you can buy it, it's in every single broker we can use in spain! Look with the etf ISIN rather than the tiker.
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immagine del profilo
@Vikentios Nope, with TR is $ISPA DE000A0F5UH1 still not available
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immagine del profilo
@Da_Fischi well, change broker, and thank me later hehe, although TR has recently improved a lot. you have this etf available in my investor, trading 212, interactive brokers, xtb, scalable capital, etc. in TR you have the XGSD wich is the xtrakers version of the same index. Anyway it is always good to have more than 1 broker. Cheers.
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1Settimana
For me it was an easy choice due tax burden comparison in Portugal. Dividends payed by an Irish etf like $LDGL have no withholding tax when distributed, so it just applies the standard 28% tax when reported schedule arrives. $ISPA etf fund domicile is Germany, that mean a withholding tax of 26.375% when dividends are payed. The double tax credit cap in Portugal is 15% that means 11.375% tax overpay, to recover it seems to be required to request it to Germany, additional bureaucracy
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