What a wild year so far, one record after another, so it's time for an update and a rough overview of the portfolio.

First of all, some rough facts:

- just under a year ago I was able to report a portfolio balance of 600k euros, now it's already just under 700k ... that's crazy

- I currently have total gains of over 300k (current performance, dividends, sales)

- my total historical gross dividend will crack the 100k mark this year

The portfolio balance is of course only a snapshot and I am therefore particularly pleased about the dividend development. At the end of this year it will be well over 20k. So far, so good ... what do the details say?

Changes in the portfolio:

Ok, what has happened in the portfolio since the beginning of the year?

I have sorted out some low performers, including $MMM (+0,11%)
$COK (+2,16%)
$LAND (+2,9%)

My $INTC (+1,54%) I also sold my position completely in 3 steps, after the last purchases around 20$ this is currently too much euphoria and above all a crazy valuation. $ROP (+1,06%) I have reduced my position a little, which is only possible after a holding period of 4 years, simply to spread it a little more widely. I will also do that from time to time.

The money freed up by the sales has not yet been completely reinvested, but the majority of it has. With $EIX (+0,76%) and $BKW (-1,25%) I have built up a separate energy share and that $DTE (+0,17%) is now also in the portfolio - I'm in. My $XDJP (+1,77%) ETF is doing splendidly and my $XD5E (-0,39%)
$VFEM (+0,19%) and $VAPX (-1,3%) ETFs are doing well and will be expanded further. Otherwise, a lot has flowed into existing candidates (e.g. $ABBV (-0,13%) or $PG) (+0,1%)many US stocks have been increased and $BRK.B (+1,44%) bought a little more. The CHF portfolio was increased by $ZURN (-1,46%) , $SLHN (-0,64%) , $VZN (-0,86%) and the $PGHN (-5,78%) and $BCHN (+0,18%) I have increased my purchases.

Oh and yes, the chip shop $NOVO B (+1,04%) still seems to be alive :-)

My savings plans are continuing as usual, regardless of the current mood. The aim remains to build up a decent passive income with dividends in the long term.

I would say it's going well 🤓

I have now also managed to update my good old tables and complete the year 2025. Small depot turbo at the end of the year and the first week 26 was already great again.

I would say that everything is still going in the right direction. What is striking is that dividends now make up a really big slice of the cake. My US dividends have overtaken the CHF dividends. In a total of 26 years on the stock market, around €100k gross has been added in dividends alone 🤓

I already stopped my savings plan at the end of 25 $SPY (+0,53%) and for the time being am only saving in selected US individual stocks and the $VHYL (+0,14%) . Currently running

$V (+0,14%)
$UPS (+2,98%)
$EIX (+0,76%)
$AXP (-0,24%)
$CMCSA (+0,51%)

in savings plans. Individual purchases depending on the situation, currently e.g.

$KHC (-0,1%)
$GIS (+0%)
$PG (+0,1%)
$MO (+0,05%)
$VZ (+0,22%)

New in the Swiss portfolio is $BCHN (+0,18%)
$VZN (-0,86%) and $SIKA (+1,7%) in it. $NESN (+0,12%) I will probably buy more in the short term.

The euro portfolio currently remains as it is, the euros are invested in ETFs.

$XD5E (-0,39%)
$VAPX (-1,3%)
$VFEM (+0,19%)

I will try to increase my cash holdings again. The target for 26 has also been set, to increase total assets to 820Tsd. That would be another +16%, which is exactly my average for the last 21 years.

So here's to another one, keep going!

Goal: A globally diversified portfolio via a savings plan

Option 1:

Everything in the $VWRL (+0,3%)

Option 2:

50% $VUSA (+0,32%)

15% $EIMI (+0,27%)

15% $VEUR (-0,69%)

5% $VJPN (+0,47%)

5% $VAPX (-1,3%)

10% $WSML (+0,22%)

What do you think?

Option 1 would be the simpler approach. No rebalancing. Unscheduled purchases or sales with an ETF are easier and more fee-friendly.

Option 2 allows more control in terms of weighting, so I could reduce the US share from $VWRL (+0,3%) from 62% to 45-50%. In option 2 it would also be possible to swap the S&P 500 for Nasdaq or Amumbo depending on the market cycle to get more performance out of it without the risk of a US overweight.

So, my $OHB (-6,24%) shares that I put up for sale were booked out at the limit today. It is somehow not foreseeable how long KKR will need for the regulatory stuff. And as the shares will not rise any further and there will be no more dividends, I have sold them. I should have done it straight away, I've already given away some performance elsewhere ... Well, I could have.

This freed up just under €22,000 (500 OHB shares sold at €43.8, making +506% and +€2200 net dividends)

A portion was directly reinvested.

5Tsd € $ISPA (-0,75%)

5Tsd € $VAPX (-1,3%) (new in the securities account)

5Tsd € $XD5E (-0,39%)

2Tsd € $WLD (+0,26%)

For the rest, I'll go back through my watchlist and continue to add to ETFs.

Hi Community, I need your swarm knowledge to help me select ETFs (or shares) to expand my portfolio to the Asian market (no China!). Possibly also towards Australia.

I'm not really happy with my selection yet, as I only want to have one more ETF, but there doesn't seem to be a suitable index?

At the moment I am leaning towards the following two:

$FVSJ (+0,96%) for everything except China (and unfortunately Japan)

and then

$XDJP (+1,77%) for Japan as compensation

maybe you know an "all-in-one"?

TER should be comparatively low.

I'd also like not so much IT, I already have more than enough ;-).

As I said, no or really only very little China (I sold mine $EIMI (+0,27%) that's why I sold mine).

$FVSJ (+0,96%) actually has too low a fund volume for me.

$IJPA (+0,41%) would also be an alternative to $XDJP (+1,77%) .

$SPYX (+2,05%) is too expensive for me.

perhaps an Asia Pacific would also be interesting? Then I could also take Australia with me, e.g. $VAPU (-1,56%) / $VAPX (-1,3%) instead of $FVSJ (+0,96%) ?

Opinions on this? Other ideas?

Thanks for your support

#etf
#etfs
#japan
#asien
#indien
#taiwan
#hongkong
#australien
#asia
#pacific

Source with info why Japan is not part of most Asia (Pacific) ETFs: https://www.justetf.com/de/how-to/invest-in-asia-pacific.html

Hello. after reading along for a while, now my first post and immediately a question to the community.

I would like to start one or more etf savings plans. My idea would be the following:

100€ per week divided into $VUSA (+0,32%) 40€, $VEUR (-0,69%) 30€, $VAPX (-1,3%) 20€, $VJPN (+0,47%) 10€.

Does this make sense or is it better to save only one etf e.g.: $VDEV (+0,19%) . My thought is that the USA share is always too high for me with the whole world etfs and I can determine / control the distribution with the 4 etf variant. I am curious about your feedback and thank you in advance.

Part of the rebalancing of the new ETF planning