iShares EM Dividend ETF Forum

High Yield Income Portfolio

Disclaimer: I know that this is not an optimal strategy (I also have a real portfolio). I also know that very few people are interested in this type of portfolio, so feel free to skip the post, you won't miss anything.

I started building this HY Income portfolio about three months ago.

The first position was $QYLE (+0,37%) and now I've gradually added more stocks.

$QYLE (+0,37%) is pretty much the classic when it comes to covered call ETFs and is in my opinion a must have for every portfolio of this type.

$ACRE (+2,11%) I have great confidence in the management of Ares and the company is one of the few MREITs that I trust with my money. ACRE's portfolio is currently being restructured to be more defensive.

$GAIN (-2,5%) Solid monthly dividend payer with some growth. The management seems pretty solid to me.

$OBDC (+0,43%) Since the company has changed its strategy a bit and is now investing more in equity to increase NAV, it is my favorite BDC.

$STHE (+0,21%) PIMCO specializes in high yield funds, in my opinion it is especially important in the high field area that you trust the management, which is why I chose this product.

$DIV (+0,62%) I like the portfolio of royalties and it offers further opportunities for diversification.

$JEGP (+0,79%) I really like the JP Morgan Covered Call ETF strategy, but will possibly exchange it for $JEPI as soon as it is tradable at TR.

$RITM (+2,33%) I like the vision of the CEO and the dividend is double covered.

$SEDY (-2,7%) was recommended to me by a friend.

QYLE is now being saved less, the focus is on the other stocks.

What are your favorite high yield stocks?

I don't think there is much more growth in the position.

Will be reallocated to $VDEV (+0,74%)
$TDIV (-0,67%)
$SEDY (-2,7%)
$BTO (-2,74%)
$NSRGY (+0,12%) .

Hello community.

As some of you have already noticed, the grandpa is very dividend-oriented and cash flow is the maxim. My portfolio with currently just under 250k consists of 64% equities, 21% Bund and US short-dated bonds, some ETFs, some bonus certificates and physical gold. As the majority of my income comes from interest, dividends and rental income, I have been able to live very well with my additional high cash holdings from overnight and fixed-term deposits. Slowly but surely, this comfortable time is coming to an end for a security-conscious old man and he is starting to rethink and restructure. I may be 60 and no longer have a long-term investment horizon, but I can still plan for the medium term of 5 to 10 years. 250k is still tied up for 1 to 4 years at good fixed deposit interest rates for me (3.8 to 4.5%) with an annual payout. Now ING has come across me and is offering 3.3% overnight money via an extra account for 6 months, which I'll take. The free custody account too. And that brings us to the topic. I put 150k in the call money account (yes, I know deposit protection) and set up savings plans on ETFs with 8k per month for the next 1.5 years.

Of course I can't get away from cash flow completely, but a little growth with a manageable sum can't hurt. The basic idea is 50% in the world, 20% in dividends, 10% emerging, 10% Europe and 10% Russel.

US should already be appropriately weighted, I am not directly invested in tech, this should improve via world ETFs and I would also like to consider the rest of the world and a few dividends.

I have made the following pre-selection (as I said, it's about 8K per month in the savings plan):

50% world, half of this in $XDWL (+0,79%) and the other half in$HMWO (+0,78%) . Both very similarly structured, TER ok, both distributing, but in different months.

20% dividend ETF, half of which is in $TDIV (-0,67%) and the other in $SEDY (-2,7%) The latter one-fifth in China, the risk is manageable, otherwise a bit of a watering can and overall a small US share in both, which I cover via direct investments as I said.

10% in $IMEU (-0,89%) which covers areas in which I have no exposure apart from $NOVO B (+0,73%) and $HSBA (-2,41%) I have no positions worth mentioning.

10% in $HMEF (-1,97%) China, yes over 20%, the rest is ok for me and also includes information technology and financial services, which are very underrepresented in my portfolio.

10% in $IWM (+1,43%) I am sticking to my US weighting and speculating on further effects from future interest rate cuts, even if some of this has already been priced in.

Finally, I would like to point out that I am not interested in the decimal place of the TER.

Overnight money will yield significantly less in the near future, growth does not harm my investment strategy, but it does not have to be the maximum return that can be achieved.

Putting everything into dividend stocks is suboptimal, so why not go "relatively risk-reduced" into ETFs in the medium term with part of my money.

Please give me your valued opinion on the approach and the chosen stocks, thanks for reading and have a sunny weekend.

Your dividend topi

Brief presentation of some dividend ETFs:

(Intended as an incentive and to make searching easier - as of 02/29/2024)

$VHYL (-0,09%) - Vanguard FTSE All-World High Dividend Yield UCITS ETF

$SPYD (+0,91%) - SPDR S&P US Dividend Aristocrats UCITS ETF

$ISPA (-0,63%) - iShares STOXX Global Select Dividend 100 UCITS ETF

$TDIV (-0,67%) - VanEck Morningstar Developed Markets Dividend Leaders UCITS ETF

$SEDY (-2,7%) - iShares Emerging Markets Dividend UCITS ETF

$IAPD (-1,58%) - iShares Asia Pacific Dividend UCITS ETF

$FGEQ (+0,37%) - Fidelity Global Quality Income UCITS ETF

$GGRP (+0,56%) - WisdomTree Global Quality Dividend Growth UCITS ETF USD

Overview:

Chart and performance comparison:

Details:

$VHYL (-0,09%) - Vanguard FTSE All-World High Dividend Yield UCITS ETF

Distribution yield 2024 = 3.05

Distribution interval Quarterly

Description:

The Vanguard FTSE All-World High Dividend Yield UCITS ETF Distributing tracks the FTSE All-World High Dividend Yield Index. The FTSE All-World High Dividend Yield Index provides access to global equities with high dividend yields.

The TER (total expense ratio) of the ETF is 0.29% p.a.. The Vanguard FTSE All-World High Dividend Yield UCITS ETF Distributing is the cheapest and largest ETF that tracks the FTSE All-World High Dividend Yield Index. The ETF replicates the performance of the index through a sampling process (purchase of a selection of the index components). The dividend income in the ETF is distributed to investors. distributed to investors (quarterly).

The Vanguard FTSE All-World High Dividend Yield UCITS ETF Distributing is a very large ETF with a fund volume of 4,047 million euros fund volume.

Largest 10 positions:

Weight of the largest 10 positions - 14.05% of a total of 1,855 positions

Broadcom 2.04%

JP Morgan Chase 1.95%

Exxon Mobil 1.54%

Johnson 1.41%

Home Depot 1.39%

P&G 1.36%

Merck & Co 1.17%

AbbVie 1.13%

Toyota Motor 1.05%

Nestle 1.01%

Dividends:

$SPYD (+0,91%) - SPDR S&P US Dividend Aristocrats UCITS ETF

Distribution yield 2024 = 2.05 %

Distribution interval Quarterly

Description:

The SPDR S&P US Dividend Aristocrats UCITS ETF tracks the S&P High Yield Dividend Aristocrats Index. The S&P High Yield Dividend Aristocrats Index provides access to stocks in the S&P Composite 1500 Index that have increased their dividends over the last 20 consecutive years.

The TER (total expense ratio) of the ETF is 0.35% p.a.. The SPDR S&P US Dividend Aristocrats UCITS ETF is the only ETF that tracks the S&P High Yield Dividend Aristocrats Index. The ETF replicates the performance of the index through full replication (purchase of all index components). The dividend income in the ETF is distributed to investors. distributed to investors (quarterly).

The SPDR S&P US Dividend Aristocrats UCITS ETF is a very large ETF with a fund volume of 3,398 million euros fund volume.

Largest 10 positions:

Weight of the largest 10 positions - 17.69% - of a total of 136 positions

3M 2,18%

Realty Income 2.04%

Edison International 1.83%

IBM 1.74%

AbbVie 1.72%

Chevron 1.71%

T Rowe Price Group 1.67

Exxon Mobil 1.60%

Kimberly- Clark 1.60%

Eversource Energy 1.60%

$ISPA (-0,63%) - iShares STOXX Global Select Dividend 100 UCITS ETF

Distribution yield 2024 = 5.9%

Distribution interval Quarterly

Description:

The iShares STOXX Global Select Dividend 100 UCITS ETF (DE) tracks the STOXX® Global Select Dividend 100 Index. The STOXX® Global Select Dividend 100 Index tracks the performance of the 100 companies with the highest dividend yields in Europe, America and Asia.

The TER (total expense ratio) of the ETF is 0.46% p.a.. The iShares STOXX Global Select Dividend 100 UCITS ETF (DE) is the cheapest and largest ETF that tracks the STOXX® Global Select Dividend 100 Index. The ETF replicates the performance of the index through full replication (purchase of all index components). The dividend income in the ETF is distributed to investors. distributed to investors (at least annually).

The iShares STOXX Global Select Dividend 100 UCITS ETF (DE) is a very large ETF with a fund volume of 2,303 million euros fund volume.

Largest 10 positions

Weight of the largest 10 positions -23.11% of a total of 100 positions

SITC International Hldgs 3.26%

Mitsui OSK Lines 3.04%

Yancoal Australia 3.04%

Pacific Basin Shipping 2.27%

JB Hi-Fi 2.19%

Fortescue 2.00%

Woodside Energy Group 1.93

Harvey Norman Holdings 1.90%

New Hope 1.76%

Taylor Wimpey 1.72%

$TDIV (-0,67%) - VanEck Morningstar Developed Markets Dividend Leaders UCITS ETF

Total expense ratio (TER): 0.38%

Replication method: Physical (full replication)

Distribution yield 2024 = 4.62%

Distribution interval Quarterly

Description:

The VanEck Morningstar Developed Markets Dividend Leaders UCITS ETF tracks the Morningstar Developed Markets Large Cap Dividend Leaders Screened Select Index. The Morningstar Developed Markets Large Cap Dividend Leaders Index provides access to companies that demonstrate consistency and sustainability in dividend payments and meet the screening criteria. Only stocks from developed markets are included in the index. The stocks included are filtered according to ESG criteria (environmental, social and governance).

The TER (total expense ratio) of the ETF is 0.38% p.a.. The VanEck Morningstar Developed Markets Dividend Leaders UCITS ETF is the only ETF that tracks the Morningstar Developed Markets Large Cap Dividend Leaders Screened Select Index. The ETF replicates the performance of the index through full replication (purchase of all index components). The dividend income in the ETF is distributed to investors. distributed to investors (quarterly).

The VanEck Morningstar Developed Markets Dividend Leaders UCITS ETF is a large ETF with a fund volume of 644.50 million euros fund volume.

Largest 10 positions

Weight of the largest 10 positions - 36.13 % of a total of 100 positions

Verizon Communications 5.02

Pfizer Inc 4.35

TotalEnergies 4.14

BHD Group LTD 4.08%

IBM 4.08%

HSBC Holdings PLC 3.66%

Mercedes Benz Group 3.04%

BRISTOL-MYERS SQUIBB CO 2.85%

Sanofi 2.64%

Rio Tinto PLC 2.26%

$SEDY (-2,7%) - iShares Emerging Markets Dividend UCITS ETF

Distribution yield 2024 = 7.84%

Distribution interval Quarterly

Description:

The iShares Emerging Markets Dividend UCITS ETF tracks the Dow Jones Emerging Markets Select Dividend Index. The Dow Jones Emerging Markets Select Dividend Index provides access to emerging market companies that pay dividends and can sustain a dividend payment program over an extended period of time.

The TER (total expense ratio) of the ETF is 0.65% p.a.. The iShares Emerging Markets Dividend UCITS ETF is the only ETF that tracks the Dow Jones Emerging Markets Select Dividend Index. The ETF replicates the performance of the index using a sampling process (purchase of a selection of the index components). The dividend income in the ETF is distributed to investors. distributed to investors (quarterly).

The iShares Emerging Markets Dividend UCITS ETF is a large ETF with a fund volume of 532 million euros fund volume.

Largest 10 positions

Weight of the largest 10 positions -22.43% of a total of 104 positions

REC 3.72%

Petroleo Brasileiro 2.49%

ASUSTek Computer 2.36%

Indian Oil 2.33%

COPASA 2.15%

Coal India 2.12%

T3EX Global Holdings 1.91%

Simplo Technology 1.87%

Novatek Microelectronics 1.75%

Sitronix Technology 1.73%

$IAPD (-1,58%) - iShares Asia Pacific Dividend UCITS ETF

Distribution yield 2024 = 5.4%

Distribution interval Quarterly

Description:

The iShares Asia Pacific Dividend UCITS ETF tracks the Dow Jones Asia/Pacific Select Dividend 50 Index. The Dow Jones Asia/Pacific Select Dividend 50 Index provides access to the 50 highest dividend paying stocks from the developed economies of the Asia Pacific region.

The TER (total expense ratio) of the ETF is 0.59% p.a.. The iShares Asia Pacific Dividend UCITS ETF is the largest ETF tracking the Dow Jones Asia/Pacific Select Dividend 50 Index. The ETF replicates the performance of the index through full replication (purchase of all index components). The dividend income in the ETF is distributed to investors. distributed to investors (quarterly).

The iShares Asia Pacific Dividend UCITS ETF has a fund volume of fund volume of 375 million euros.

Largest 10 positions

Weight of the largest 10 positions - 35.38% of a total of 50 positions

Mitsui OSK Lines 5.64%

Nippon Yusen 4.83%

Magellan Financial Group 3.42%

VTech Holdings 3.37%

JB Hi-Fi 3.19%

Nick Scali 3.19%

CSR 3.17%

Viva Energy Group 2.92%

Fortescue 2.88%

Harvey Norman Holdings 2.77%

$FGEQ (+0,37%) - Fidelity Global Quality Income UCITS ETF

Distribution yield 2024 = 2.62%

Distribution interval Quarterly

Description:

The Fidelity Global Quality Income UCITS ETF tracks the Fidelity Global Quality Income Index. The Fidelity Global Quality Income Index provides access to high-quality companies from industrialized nations that offer high dividend yields.

The TER (total expense ratio) of the ETF is 0.40% p.a.. The Fidelity Global Quality Income UCITS ETF is the only ETF that tracks the Fidelity Global Quality Income Index. The ETF replicates the performance of the index through full replication (purchase of all index components). The dividend income in the ETF is distributed to investors. distributed to investors (quarterly).

The Fidelity Global Quality Income UCITS ETF is a large ETF with a fund volume of 551 million euros fund volume.

Largest 10 positions

Weight of the largest 10 positions - 19.75% of a total of 226 positions

Microsoft 4.96%

Apple 4.27%

Nvidia 3.34%

Eli Lilly 1.24%

Broadcom 1.17%

Visa 0.99%

Comcast 0.98%

Verizon Communications 0.95

ASML Holding 0.94%

Mastercard 0.91%

$GGRP (+0,56%) - WisdomTree Global Quality Dividend Growth UCITS ETF USD

Distribution yield 2024 = 1.43%

Distribution interval Quarterly

Description:

The WisdomTree Global Quality Dividend Growth UCITS ETF USD tracks the WisdomTree Global Developed Quality Dividend Growth Index. The WisdomTree Global Developed Quality Dividend Growth Index provides access to global equities with growth characteristics that pay a dividend. The stocks included are filtered according to ESG criteria (environmental, social and governance). The index weights the stocks according to fundamental criteria.

The TER (total expense ratio) of the ETF is 0.38% p.a.. The WisdomTree Global Quality Dividend Growth UCITS ETF USD is the cheapest ETF that tracks the WisdomTree Global Developed Quality Dividend Growth Index. The ETF replicates the performance of the index using a sampling process (purchase of a selection of the index components). The dividend income in the ETF is distributed to investors. distributed to investors (semi-annually).

The WisdomTree Global Quality Dividend Growth UCITS ETF USD has a fund volume of fund volume of 231 million euros.

Largest 10 positions

Weight of the largest 10 positions - 25.74% of a total of 590 positions

Microsoft 5.33%

Apple 3.43%

Broadcom 2.62%

Johnson & Johnson 2.54%

P & G 2.24%

Coca Cola 2.04%

LVMH Moet Hennessy 1.97%

Nestle 1.97%

Novartis 1.96%

Roche Holding 1.64%

Increase emerging markets share and 9% dividend!

After some thought and consideration, I have decided to reduce the emerging markets focus to one country.

I am taking the money for this from the $SEDY (-2,7%) and the $EXXW. (-1,48%)

Of course, I have deliberately invested heavily in the Indian market. There is no dividend either (@Fabzy like that). But since I look at my ETF portfolio separately anyway, that's not so tragic.

I think that India still has a lot of potential and I definitely like being invested in India better than in China. Brazil would also be interesting, but I'm not quite sure about that politically.

Vietnam would also be something. But for now I'll stick with India.

Below you can see me looking at a few companies in a café during my last vacation in India. As you can see, India as such has won me over.

P.S. Yes, it has become the Franklin, despite a lower volume than the MSCI India. But I like the concept as such better and the TER is much lower (only 0.19%).

The same as with my AsiaPacific. I expect a lot of growth in Asia over the next few years. I would rather have growth in an EM ETF. Preferably with some dividends. But a return of almost 10% is nice. But there is not enough growth.

That's why I thought about getting rid of the ETF during a walk through Frankfurt during my lunch break. As a new ETF, I have chosen something that promises a lot of growth, but also carries some risk. We'll see if it pays off.

Savings plan for basic investment.

Savings plan execution