On this occasion - a strong last few weeks for my portfolio.

Target 1: €350,000 in 2026

Target 2: €400,000 in 2026

Below is an overview of the savings plans.

(Let's see how long I can maintain them in this form. A few costly events are on the horizon 😌)

$HMWO (+1,01%) 1.000€

$IUIT (+1,28%) 1.000€

$TDIV (+0,08%) 1.000€

$SHL (+0,35%) 250€

$MUV2 (-1,09%) 250€

Now my current thoughts - feel free to give your opinions. Maybe they'll help me to sort things out 😉.

1) My portfolio is tech-heavy. As a result, I'm wondering whether now would be the right time to take a few chips off the table.

This means, for example, selling the $XAIX (+2,39%) and put them in the $TDIV (+0,08%) for example.

2) $LVMH and $PG (-0,95%) )

I don't know... I don't see much chance of an improvement in the near future. I'm quite heavily in the red. Would rather put the money in an ETF to reduce the individual share positions. The only question is whether I should "speculate" on a bounce and then sell or hold for the long term. Difficult.

3) Savings plan $MUV2 (-1,09%)

The share cools down a little. Is it possible to cancel the savings plan here in order to do something good for the call money again?

4) $SHL (+0,35%)

The share is doing... Badly.

Savings plan is running because of an employee program.

It should be checked whether the program pays off at all given the performance.

The remaining positions, i.e. $GOOGL (+4,22%) , $AMZN (+1,34%) , $BLK (+0,38%) , $KO (+0,49%) , $MCD (+0,51%) , $RKLB (+5,1%) , $V (-1,6%)

I tend to leave them untouched. Maybe take a few profits now and then to benefit from the brutal rise in some shares - but it will remain within reasonable bounds.

Thanks for reading 😉

Feel free to give feedback.

Also on other points that you think need attention.

Have a great weekend!

$IUIT (+1,28%)

has done very well for me with 102% profit in 4.5 years, how do you see it at the moment with Tech.

Just keep saving or maybe take some profit out? 🤡🙈

I know, nobody takes the decision away from you...

This should have been my last purchase in this portfolio for this year; from March onwards, this portfolio will only run with savings plans, financed from the distributions and dividends. Savings are made, $EQQQ (+1,68%) , $WITS (+1,5%) and $IUIT (+1,28%) Let's see what it looks like at the end of the year.

$TDIV (+0,08%)

$IUIT (+1,28%)

My dears, there will probably be a good shift into conservative values today.

Congratulations to the dividend investors 💐🎂

@Dividendenopi
@SAUgut777

Is this the fear of investors, who of you are buying now.

The year is drawing to a close and my $O (-1,31%) is at 1k portfolio value. The roadmap for 2026 is to push the existing ETFs. $VWCE (+1,15%)
$IUIT (+1,28%)
$TDIV (+0,08%) $IAPD.

The year is coming to an end and for me personally it was the strongest year since I started investing 3 years ago.

There were many very red days, but of course also many very green days. The most important thing for me: no matter what happened, I stuck to my strategy.

My returns were not only generated by my savings plan, but also by making active decisions over the course of the year. I consistently invested several hundred euros a month through my savings plan. Mainly in ETFs such as the $IWDA (+0,91%) and $IUIT (+1,28%), supplemented by individual stocks such as $AAPL (+1,66%)
, $PEP (-1,63%) or also $ASML (+4,62%) .

I also bought additional shares on strong sell-off days. There have been a few of those this year 😅

If you take a look at my portfolio, you can see that I like to invest in large, high-quality companies that have temporarily come under heavy pressure. I deliberately focus on a rebound. Examples of this are $UNH (+1,45%)
, $MC (-0,42%) , $ASML (+4,62%) and $GOOGL (+4,22%) , which were undervalued for me at the time.

This year I also invested in crypto for the first time: bought several $ETH (-1,1%) for around 2k and later sold them completely at around 3.2k. ( A bit of luck definitely played a part in that :D )

All in all, it was an extremely exciting year from which I learned a lot and was able to take a lot with me.

Companies that I currently find interesting and am already invested in are: $ADBE (-1,84%)
, $SBUX (-0,15%) and $UPS (+0,12%)