I have discovered this share $MAIN (+1,1%) and am looking into building it up in the form of a savings plan as my first dividend share. The dividend yield of 8% is quite interesting, even if it is achieved through regular special distributions. It also has a decent increase in value. Around 30% annually since the IPO in 2007. As the company is a BDC, they are legally obliged to distribute 90% of profits, which led to a total of 16 dividend payments last year. My previous savings plans are geared more towards growth stocks, but I find them interesting as an addition. What do you think?

The year is drawing to a close. That's why I'm looking at my portfolio again today as a kind of year-end wrap-up. On Monday, another €1000 will be invested in the Community Depot. Nothing else is actually planned.

The reorganization in the main portfolio is largely complete and I am not yet 100% satisfied with the position sizes. Some fine-tuning is still required. In the case of dips, I will probably add to one or two positions.

Still under construction are $FMC (+0,46%)
$SOLB (-1,14%) and $SHEL (+0,38%)

$MAIN (+1,1%)
$O (-0,41%) dividends will continue to be reinvested.

$DTE (-1,58%) will also be kept and increased again at some point. $KO (-0,13%) It's an on-off position for me, I'm actually Team Pepsi, but every time I think the price is right, I buy again.

Everything is going according to plan in the savings plan portfolio. I'm currently putting around €600 per month into it. That's income from my part-time farm. There's enough money in the account in case something breaks down and all the machines are fairly new anyway. A maximum of 10 years old. In other words, they should normally last for the next 20 years. Ok, I still have my old Case 644 from 1968, but it's broken less over the year than the 3-year-old Steyr 😀

Cash reserve for subsequent purchases is about 190k, which is currently at 3.5% interest at the Volksbank.

My company's year-end bonus is probably around 30k, which will go into an ETF in January I'm still thinking about whether Nasdaq, World or dividends.

So and now a few happy holidays to all

Portfolio feedback requested

I (early 50s, so still a good 15 years to work on the portfolio) would like to hear your opinion. I've been with Trade Republic since January, mainly because of the 4%. But then I started saving a few ETFs, then buying and selling a few shares. So I played around. At the moment my portfolio has three or rather four different parts. Let's put it this way, the family treasury has given me around €10k to play with. The rest remains in call money.

Of this 10K I would like to have a part to play, individual stocks, §IWDA, other ETFs that are close to me because of my work, XRP.

But that's not my topic here.

I want to build a dividend portfolio. Reduce working hours or improve pension, we'll see where the journey takes me. For now, I would reinvest all payouts.

The composition from December would look like this:

$MCD (+0,08%) 15%

$EXSH (-0,21%) 9%

$MAIN (+1,1%) 9%

$ARCC (+0,23%) 9%

$HTGC (+0,37%) 9%

$O (-0,41%) 9%

$CSWC (+0,46%) 5%

$PFE (+0%) 5%

$KAP (-0,28%) 5%

$JEGP (-0,73%) 5%

$TGT (+0,24%) 3,5%

$GAIN (+1,1%) 5%

$QYLE (-0,82%) 5%

$VHYL (-0,49%) 1%

What do you think about the composition? Should something go in/out?

My aim would be to distribute the monthly distributions evenly. I'll have to play around with the ratios a bit.

My problem is that the months of January, February, April and May look too poor. What would you suggest that pays out in these months?

Roast me!

I have also made another small purchase and have finally filled the 25 shares.

My goal for next year is to get the 50 shares full :D

Every now and then you can add to it ...