9Mes·

Someone asked me the other day if I’ve ever considered selling out of all my individual stocks and just going all in on something like $SCHD.


This is a fantastic question, really. Investing in ETFs definitely makes things simple, and there are some really great ones out there.


While I have been making more of an effort to consolidate some of my individual stock positions, having sold 4 of them in the last few months, I don't personally have much of an interest in going all in on ETFs — at least not right now.


While I am a big fan of ETFs, and while I do invest in $SCHD and $VOO (+0,35%) every week, investing in individual companies is kind of a hobby for me.


Over time, I've really come to enjoy researching and selecting the companies I believe to be good long-term investments. Plus, investing in individual companies helps me practice what I've learned about investing.


With that said, I don't know if I’ll ever sell all my individual stocks, but I do plan to keep consolidating my portfolio over time. I've narrowed my individual positions down from 23 to 19, and may keep lowering it even more.


I'm not going to rush it though. I'm pretty content with where things are at right now.  


What’s your take on the matter? Do you only invest in ETFs, or do you hold individual stocks as well? 🤔

6
5 Commenti

immagine del profilo
I only invest in ETFs. I‘m not particularly interested in individual stock and I wouldn‘t feel safe if I had to decide for a selection of them.
Basically, I'm a big fan of keeping things simple, so yes, I considered holding just one ETF. One of the reasons I decided to diversify across positions is issuer risk. I don't think one of the big companies is likely to go bankrupt, but they could change the index or discontinue the product.
1
Mostra la risposta
immagine del profilo
I do a ratio of about 70/30 of ETFs/Individual stocks. ETFs hold the bulk of my portfolio with SCHD being top in my portfolio. Then, slowly, I branch out into companies I really like such as KO, CL, O, VZ, MO, MDT. While these individual stocks don't make the dividend returns some of my ETFs do, I find them more suitable for long-term investing/growth/security while the ETFs provide me with something more flexible and short-term investing. For me, it's a comfortable balance.
1
Mostra la risposta
immagine del profilo
I do invest in some stocks, but mostly dividend bearing ETFs.......
Partecipa alla conversazione