Hello together,
I would like some feedback from you for my depot.
About me, I will be 28 years in a few days and work as a tax specialist. I started investing in September 2022.
My monthly savings amounts to
- Bondora 50,00 €
- Oskar 25,00 €
- Scalable about 250,00 €
in addition I repay every month about 600 € of debts from past days.
From June 2023 I will still use the ETF $IWDA (+0,23%) save.
Strategy
My strategy is based entirely on dividends.
The growth stocks still in the portfolio $PYPL (-0,38%), $BICO (-0,39%) , $NEL (-0,43%) and $AMZN (+0,26%) will be sold at the appropriate time.
My goal would be a broad diversification of the companies and a current target amount of about 200 - 300 € per company. Up to the target amount, these are saved in the savings plan.
In addition, I save the ETFs $IWDA (+0,23%) , $LOCK (+0,86%) without target limit.
Why this strategy despite my young age?
At the age of 18 I was diagnosed with lymphoma and successfully treated. Since I do not know how old I will be and whether the cancer will come back again, I try to generate a steadily growing cash flow and if it should lead to a long life, I hopefully have the opportunity to retire early and still be able to lead a few carefree days.
Thank you very much for your comments.
