Very cool to be investing at such a young age.
I don't like your individual stocks at all, with 2 exceptions. Here, quality companies will always rise in the long term, so in principle you can also invest at the all-time high with your young age and it won't be exciting in many years.
I would focus on 2 etfs, either all world with emerging markets or all world with the nasdaq.
You'll have to see what your fable is, unfortunately I personally don't like etfs at all.
I would go for Microsoft for the tech sector.
Novo nordisk for the health sector.
Visa or mastercard for the financial sector.
For 4 it depends on you, for me basic consumption is absolutely unexciting.
I think cyclical consumption is better and would go for Hermes or lvmh.
In the industrial sector you can be free to choose whether it's an asml or a copart or an amphenol.....
That would be it, because you want to outperform the etf with the individual stocks and you will hardly manage it with basic consumption.
Utilities and energy are not exciting as a private investor.
That would be my advice for you and please always look at the balance sheet for individual shares. The stock market can do what it wants tomorrow and in a year's time.
In 5 to 10 years it will reward it and bring corresponding returns.
I don't like your individual stocks at all, with 2 exceptions. Here, quality companies will always rise in the long term, so in principle you can also invest at the all-time high with your young age and it won't be exciting in many years.
I would focus on 2 etfs, either all world with emerging markets or all world with the nasdaq.
You'll have to see what your fable is, unfortunately I personally don't like etfs at all.
I would go for Microsoft for the tech sector.
Novo nordisk for the health sector.
Visa or mastercard for the financial sector.
For 4 it depends on you, for me basic consumption is absolutely unexciting.
I think cyclical consumption is better and would go for Hermes or lvmh.
In the industrial sector you can be free to choose whether it's an asml or a copart or an amphenol.....
That would be it, because you want to outperform the etf with the individual stocks and you will hardly manage it with basic consumption.
Utilities and energy are not exciting as a private investor.
That would be my advice for you and please always look at the balance sheet for individual shares. The stock market can do what it wants tomorrow and in a year's time.
In 5 to 10 years it will reward it and bring corresponding returns.
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@schokosahne Thank you for this nice detailed text.
So would you advise going into 6 different areas of individual stocks and then investing in ETFs?
Would you sell the other stocks (are currently in the red) or keep them in the portfolio and buy the other stocks?
But honestly thank you for this answer.
So would you advise going into 6 different areas of individual stocks and then investing in ETFs?
Would you sell the other stocks (are currently in the red) or keep them in the portfolio and buy the other stocks?
But honestly thank you for this answer.
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@Wiktor_06 in principle you are betting on the strongest and most solid sectors, of course a McDonald will grow, but not compared to an msci or an asml.
At the same time you don't want energy or utilities, they are more there to compensate for inflation, that's what your etf is for. These areas are not exciting for you.
Here I would focus on the great companies in the various sectors and thus maximize the return, you get security through your etf. That's why you don't really care about the country breakdown of the shares. The etf provides this, you only look at sectors and maximum returns with the best balance sheet.
You'll have to see to what extent you get out or in, I personally don't know some of the companies in your portfolio and can't assess them because I don't know the volant.
With your great companies, please make sure that you buy long-term uptrends.
That is the strategy.
If the shares are running in the trend channel you don't have to do anything, if they break it you can get out and secure it with a stop loss.
Things will certainly go wrong here if the upward trend breaks.
At the same time you don't want energy or utilities, they are more there to compensate for inflation, that's what your etf is for. These areas are not exciting for you.
Here I would focus on the great companies in the various sectors and thus maximize the return, you get security through your etf. That's why you don't really care about the country breakdown of the shares. The etf provides this, you only look at sectors and maximum returns with the best balance sheet.
You'll have to see to what extent you get out or in, I personally don't know some of the companies in your portfolio and can't assess them because I don't know the volant.
With your great companies, please make sure that you buy long-term uptrends.
That is the strategy.
If the shares are running in the trend channel you don't have to do anything, if they break it you can get out and secure it with a stop loss.
Things will certainly go wrong here if the upward trend breaks.
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@schokosahne Thank you for the tips, honestly.
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•@Wiktor_06 always happy, the beginning is hard.
The earlier you shift and the faster you run clearly into the green, the easier it will be.
I wish everyone success 🍀🙌
The earlier you shift and the faster you run clearly into the green, the easier it will be.
I wish everyone success 🍀🙌
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