3Anno·

Hello to all,

I have been investing in these two ETFs for 4 years:

Accumulating: $IWDA (+0,52%)
Distributing: $AHYQ (+0,5%)

I have now thought to only manage the accumulator, since I am not dependent on the dividend and the performance is also differentiated.

My question now would be:

Just leave the distributing one or liquidate/pay out/sell it and put it into the accumulator?

7 Commenti

MaK@DollarDon

3Anno

Up to 1000€ tax-free amount the distributing one, after that leave it and save the other one.

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Epi@Epi

3Anno

@DollarDon And then when the distributor goes up a few percent, reallocate? 😂

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Alpalaka@Alpalaka

3Anno

@DollarDon The stress of always keeping an eye on the €1000 (I also have divi shares) is too stupid for me. The distributor is shut down (gradually sold and restructured) and the accumulator is then saved with twice the amount.

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Joshy@Joshy

3Anno

@DollarDon Rinfach just to take advantage of the allowance or does it have any other benefits?

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Marcel@Lalarobo

3Anno

@DollarDon if the increase in value of the reinvestee is greater than the tax savings, then the focus on the saver's allowance is disadvantageous.

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Utente eliminato

3Anno

Il commento è stato cancellato

Alpalaka@Alpalaka

3Anno

@PremiumSparkassler the dividend went/goes in some form into shares yes. i.e. i didn't use it to buy a case of beer or anything similar.

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