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Either or, both are counterproductive. I would keep the Msci if you've had it for a while
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@Seebi Why counterproductive? I don't see a problem.
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@Michi8 I don't see one either. It's latte
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@Seebi TER is a percentage.
Whether you have 2x €50,000 at 0.2% each or
1x €100,000 at 0.2% doesn't matter 😉.
There is nothing wrong with having both MSCI & FTSE.
Whether you have 2x €50,000 at 0.2% each or
1x €100,000 at 0.2% doesn't matter 😉.
There is nothing wrong with having both MSCI & FTSE.
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@Tuetenraudi Besides, what sense is that supposed to make? I would have understood if he added s&p or NASDAQ to the worldi winen for gambling, but two world? Why
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@MoneyISnotREAL only that it makes absolutely no sense
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@MoneyISnotREAL Wouldn't it make more sense to add a NASDAQ or an s&p, for example, instead of two worlds?
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@Seebi It is a shift from one to the other, they should not run in parallel.
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@Seebi Actually, he did. He first saved in the FTSE, i.e. with emerging markets.
Due to the performance and his own requirements, he is no longer satisfied with this and is saving in the MSCI (i.e. without emerging markets).
Simply leave the old ETF where it is, otherwise #Steuern = less capital = destruction of interest.
In addition, he can avoid the FIFO principle (i.e. sell the most recent shares first => lowest profit => lowest tax burden) when deconsolidating later.
I have it the same way.
First saved in the FTSE, but have now switched to the MSCI. Let's see later, maybe everything, so ACWII. 😉
Due to the performance and his own requirements, he is no longer satisfied with this and is saving in the MSCI (i.e. without emerging markets).
Simply leave the old ETF where it is, otherwise #Steuern = less capital = destruction of interest.
In addition, he can avoid the FIFO principle (i.e. sell the most recent shares first => lowest profit => lowest tax burden) when deconsolidating later.
I have it the same way.
First saved in the FTSE, but have now switched to the MSCI. Let's see later, maybe everything, so ACWII. 😉
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•@Seebi If he also thinks that NASDAQ is doing better than the world ETF, then he can of course add that.
But then you have a higher cluster risk. With the world ETF, you are simply satisfied with the average market return.
He has to decide that for himself. I don't know the future either, which will be better in 30 years' time.
But then you have a higher cluster risk. With the world ETF, you are simply satisfied with the average market return.
He has to decide that for himself. I don't know the future either, which will be better in 30 years' time.
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