3Mes·

What do you think of my portfolio? I am 21 years old and have been on the stock market since July 2022.

I started investing with my apprenticeship money. I have now been a trainee since the beginning of 2024 and have doubled my savings rate. I'm currently trying to restructure my weighting somewhat until I have a weighting of around 60% with my ETFs. My shares and crypto should then come to around 40%.

I am currently saving as follows: 350€ in the ETFs (250€ $IWDA (-1,28%) / 100€ MSCI EM)

100€ in shares and $BTC (-3,28%) 50€ per month. At the moment, I don't want to add any more shares and would like to increase the existing ones to €1000 per position. However, my main focus is on ETFs for the time being.

11 Commenti

3Mes

Tip top possibly spread a little wider!
A lot of USA possibly consider emerging markets

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Alec@Alec987

3Mes

@Mca18 thanks for the tip, first I want to get my weighting under control, then I'll get to grips with it :)

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Mca18@Mca18

3Mes

Everything is right! Just don't panic if something doesn't go right!
You only have huge companies that will never fall to zero. That's really something for the future

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Alec@Alec987

3Mes

@Mca18 I've been working on it for a long time :)

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Jüüürgen@-Juergen-

3Mes

Continue in the same way👍. Very nicely spread out, MSCI World most heavily saved, then some Bitcoin $BTC, as well as dividend stocks and also a few risk stocks. The important thing is to start at some point. You have everything 👍. Have fun here

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Aktienmasseur@Aktienmasseur

3Mes

Super depot, keep up the good work!

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SG@RundesBalli1

3Mes

Solid! Keep going and after 10 years you can be massively happy!!!

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Nils F.@Nsf

3Mes

Super cool portfolio
Time in the Market beeting timing the Market...so to venture into the stock market at your age is top....it took me 18 years longer :-)

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Alec@Alec987

3Mes

@Nsf I was interested in it when I was about 18, I just didn't have the courage to start 😅 well, one year or another :)

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NPC_TRDR@NPC_TRDR

3Mes

You did everything right - the sooner you start working on it, the better.
I have built up my portfolio in a similar way, good luck 💪

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Dominik@finanzwolf3

3Mes

Really great @Alec987!
I think the US share of 56% is even ok. Always depends on your personal preferences 🤭

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