immagine del profilo
An alternative thought.

Talk to your parents. I would explain the idea (whatever it looks like exactly) to them. I can't judge, but some people feel offended if their plan is simply changed. That may not be the case for you, but it's certainly not wrong to be open about it. After all, it was your money.

Depending on your reaction, I would leave it at 3% (if that's the case) or put it in your ETF. Maybe buy a single share, the money is already quite a lot.

Good luck and thank your parents.
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1Settimana
@Dagobert20000 I have actually already done this and they give me the freedom to "dispose" of it, as a lot of money from my childhood that has accumulated in this way has also flowed into the building society.
Regardless of this, I really appreciate it and communicate this to my parents, as it's not a matter of course for me to save such a sum over the years. 😊
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immagine del profilo
@6beqc That seems like a healthy relationship with your parents. Congratulations on that!

I would then do as you wrote above. Such an ETF should make more than 3%.

If it then rises significantly, you can invite your parents to a weekend in a hotel.
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