Good morning,

Briefly about me. I am 20 years old and have been saving in my savings plan since November 2021. $500 (+0,92%) savings plan.

Initially with €100 per month as I was still in training, then from September 2022 with €350 per month and since January 2024 now with €600 per month.

My investment period will hopefully be 30-40 years according to current plans.

With the increase in the savings rate from €350 to €600, I have also gone from $500 (+0,92%) to the $CSPX (+0,96%) due to the lower TER and the overall better data.

The crypto savings plans have only been running since October 2022 with €40 per month in $BTC (+1,34%) and €20 per month in $ETH (-2,64%) and will continue to run for the foreseeable future and may be increased from time to time.

The $TTWO (+1,08%) I bought the share on 15.11 at €142.42 per share and will leave it in my portfolio for a while yet.

The Ginmon VWL position is my capital-forming benefits, which unfortunately I can only track poorly here, so only the paid-in and current value is available.

In my opinion, the cash balance of just over €9,000 is a little too high, but I'm also planning to buy a new bike in 2024. A little fun is a must.

I think it's a shame that the money on TradeRepublic means that everything here is included in the performance and of course has a massive negative impact on it.

Thanks for the constructive feedback :)