immagine del profilo
The World and sp500 should be the main component. I know the USA is overweighted. The 500tech should bring a little more return, which is why I included it. Or does that not make sense?
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immagine del profilo
@Shaikun rather no sense. See my comment. Personally, I see this question more as either or. Either Nasdaq or Sp500 or MSCI World.
I personally use the influence of 4 ETFs to rebalance accordingly:
40% MSCI World Info Tech 125
30% Dow Jones Ind Av 30
15% Euro Stoxx 50
15% Nikkei 225 hedge

If the tech market falls, I can switch to the Dow Jones at any time and vice versa. This is not possible in your constellation as you have a high tech share everywhere. Mine is just one example of many that may yet come. In the beginning, growth should be your goal. Dividends will come later.
@Shaikun Sven, don't listen to the opinions of others. Everyone follows their own strategy.
Find your own strategy that you feel comfortable with.

Personally, I take the S&P500 ETF to my financial freedom. I don't invest in Europe or the emerging market because I have my reasons and arguments. Others would say no, but that's risky blah blah blah I'm not interested.

It's good that you've started, you're already further ahead than 90% of these people in this country. And everyone makes mistakes... it's important to learn from them throughout your life.

Good luck and stay on the ball 🤙🏽
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immagine del profilo
@MrMister Thank you very much for your help
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immagine del profilo
@SullyLockwood I think that's very good.
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immagine del profilo
@SullyLockwood Thank you too. Yes, it's hard to get started when you see minus :-)
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@Shaikun Simply continue to invest month after month Savings plan/individual purchase as you like 🤙🏽
immagine del profilo
@Shaikun In the long term, you will be in the black. The S&p500 is already doing very well historically and you don't have extreme fluctuations in any of them. And in the savings plan, you buy more for the same amount of money in the fall and you're happy when things go up. As I said, it's just my strategy, each has its advantages. Find yours, get some inspiration and keep a clear overview of your portfolio.
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immagine del profilo
@SullyLockwood hey again. Would sp500/World + the europe stoxx 600 or msci europe make sense? Then I have at least differentiated a bit. 100% USA wouldn't bother me, that's where the biggest ones are. If I open a company I would also go to the USA :-)
@Shaikun Your portfolio looks pretty good at the moment. Leave it as it is. Save the 3 ETFs you have. I wouldn't change anything now 👍🏽