1Anno·

Hello Community,

I (28 years old) am currently somehow dissatisfied with my portfolio and hope to get some ideas/tips from you.

My investment period is long term (10-15 years) and the basis is the MSCI World + in the future the STOXX 600 will be added. The portfolio is currently tech and USA-heavy, but as I think tech will determine the future and the companies are active worldwide, I would have rated this as "ok to good" or is this rather overweighted?

What would a good roadmap look like?

I would keep the following positions keep:

$IWDA (-1,12%) MSCI World

$NVDA (-3,84%) Nvidia

$EXSA (-0,87%) STOXX 600

$MSFT (-2,23%) Microsoft

$META (-3,05%) Meta

I am unsure about the following positions unsure:

$O (-0,53%) Realty Income

$WM (-0,78%) Waste management

$AMD (-6,95%) AMD

$SBUX (-1,01%) Starbucks

$MUV2 (-1,14%) Munich RE

$PLUG (-6,52%) Plug Power - Realize losses or continue to hold?

I would close:

$DWS (-0,33%) DWS Group - currently Ex traded. Sell at +-0

Have a nice weekend and thank you! :-)

13Posizioni

36.864,32 €

6,65%

19 Commenti

Tenbagger2024@Tenbagger2024

1Anno

Plug Power has a lot of?

Plug Power is currently looking pretty burnt out and doubts are justified as to whether the company will ever become a dominant player in the hydrogen economy, particularly in the highly competitive electrolysis plants and fuel cell systems.

Nevertheless, it might be worth keeping a close eye on how the management deploys the newly raised money. The ability to offer everything from a single source still has potential.

Plug Power also seemed to be doing a lot of things right by not limiting itself to the role of plant manufacturer and system supplier, but also aiming for recurring revenues from the sale of hydrogen. The 1.6 billion US dollars that the company raised from the Korean SK Group at the beginning of 2021 supported the assumption that Plug could emerge as the leader in the race for market leadership in the hydrogen economy.

But it was not to be. Electrolysis systems are not yet mature and efficient enough to be rolled out worldwide on a large scale. Market development is faltering and most car manufacturers have given up on the hydrogen car. Even in the heavy-duty sector, doubts are growing because battery technology is making faster progress.

For industrial users, on the other hand, the whole thing is still too expensive. Without demand, there will be no mass production of systems and infrastructure. Without mass production of systems and infrastructure, there is no cost efficiency. Plug Power wants to be a force that breaks this vicious circle. To do this, the company needs fresh money. The management now wants to raise this from the capital market. However, 1 billion US dollars means a massive dilution, which is why many shareholders have once again run for the hills.

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Jupp D.@JuppDupp

1Anno

$O Realty Income - retain

$WM Waste Management - retain

$AMD AMD - sell

$SBUX Starbucks - sell

$MUV2 Munich RE - keep

$PLUG Plug Power - realize losses or continue to hold? - sell

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Stulle 🥪@Stullen-Portfolio

1Anno

Well, the performance comparison of your allocation of equities vs. ETFs shows a significantly higher return on your ETFs compared to your equities. This is despite the fact that the objective risk of individual shares is higher compared to broad market ETFs and the effort involved in selecting shares and ongoing monitoring (holding, selling, partial selling, buying) is also significantly higher compared to broad market ETFs with buy & hold.

It makes sense to me why you are dissatisfied.

So rationally it is clear what to do...emotionally it is your thing...but maybe you don't want rational feedback and just like to invest in individual stocks, even if it is associated with dissatisfaction...

Greetings
🥪

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Rudi@Rudi001

1Anno

You've already tidied up very nicely!

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Krush82@Krush82

1Anno

you can do it like this

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KevinE@KevinE

1Anno

What will happen in 10-15 years' time when you liquidate the portfolio?

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Phil@PhilPS

1Anno

@KevinC Ah sorry, I hadn't thought of that ... Depot would probably run until I retire around 2068

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KevinE@KevinE

1Anno

@PhilSi96 Many things are cyclical. It is very extreme with ETFs such as the Nasdaq 100. Extremely good phases follow extremely bad ones. And a bad phase can sometimes mean 10 years! Nevertheless, it has outperformed the MSCI World or other broad ETFs over the very long term.

Just because certain companies are not doing so well at the moment doesn't mean anything. It could look completely different in a year's time. Nobody can predict the future with certainty. If you fundamentally believe in a company's business model, you shouldn't sell lightly in my opinion.

Fortunately, you have the time to sit things out because you don't have to get to the money for the time being. That's your biggest advantage. If you were 60 years old now, you wouldn't have that luxury.

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Tenbagger2024@Tenbagger2024

1Anno

I would simply leave the €80 as a memorial.

You can take a very small portion of such risky companies into your portfolio and gamble.

But I would mainly build up a foundation of long-term runners and compounders.
Waste Management is actually already a long-runner which I wouldn't necessarily sell.

You can also add growth stocks from time to time.

I would be careful with turnaround stocks.

But that's just my opinion.

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Phil@PhilPS

1Anno

@Tenbagger2024 Thank you! :-)

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TaxesAreTheft@TaxesAreTheft

1Anno

Where do you see the value of the respective companies, you have to pursue a goal with each company. If you then become unsure and realize that you haven't thought about it, sell the position.

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Utente eliminato

1Anno

Il commento è stato cancellato

Phil@PhilPS

1Anno

@wolveee That the money would be better invested elsewhere and generate higher returns. Basically, these are all solid companies (Plug Power at the current level excluded) or whether it makes more sense to put the money into ETFs? Idk :-/

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Unbekannt@Pirat123

1Anno

@PhilSi96 you'll always get a higher return somewhere... if only you had... you can never tell in the end.
If you don't feel comfortable, then get rid of the ETF, but then don't moan when things go downhill.
If something bothers you, change it

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Tenbagger2024@Tenbagger2024

1Anno

An alternative to Plug Power with a little hydrogen imagination would be
$LIN

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Utente eliminato

1Anno

Il commento è stato cancellato

Phil@PhilPS

1Anno

@Tenbagger2024 Thank you :-) Would you realize the losses on Plug or just keep it in your portfolio "indefinitely"?

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Phil@PhilPS

1Anno

@wolveee Wow, thanks for the comprehensive assessment! :-)

Re 1: That is also my consideration. I have just added Meta to my portfolio and am considering putting about 50% of O into it. I can imagine keeping the remaining 50% of O.

Re 2: Thanks for the food for thought "Would I buy the stock again?" I can answer some of them with "No!" and "Yes".

Re 3: I'm also quite happy with it. The STOXX will then add Europe. Should then be diversified enough in my opinion.

Re 4: That's true, but I only realized it later. Hence the "unsure" status

Re 5: We enjoy shares, which is why I don't want to put everything into ETFs.

Re 6: What else would you include? Pharmaceuticals, other countries, etc.?

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Baluga@Baluga

1Anno

I think $AMD will soon rise well again. I would definitely keep it. There is great potential.

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