8Mes
I would say Simple halt has never done anyone any harm, especially if the portfolio is not yet that large. Do your orders cost you anything? I have friends from Austria who invest via Flatex AT and have to pay €1.50
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•8Mes
@MoR I'm thinking about whether I should also use Flatex AT, as it is tax-simple, or Scalable Capital or Trade Republic. However, I haven't started yet, so I can still make changes.
As far as the small portfolio is concerned, I'm planning to invest for the very long term, so I thought I'd make a portfolio according to my ideas now
As far as the small portfolio is concerned, I'm planning to invest for the very long term, so I thought I'd make a portfolio according to my ideas now
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8Mes
@aldin08 so the advantage with scalable or tr is that they are free of charge and with flatex at the order costs 1,50€. I would therefore say that if you do not invest 300+ per month then maybe scalable or tr is worthwhile. Otherwise always invest quarterly. That might be worse in the short term but if the investment horizon is 15+ years then it won't make much difference
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8Mes
@MoR Had planned to invest with a
savings rate of 200€ per month for the first time, as I am currently studying. However, as far as I know, scalable also has an order fee of 0.99€ for trades under 250€, only tr is free I think.
To come back to my question about ETFs, what exactly would you adjust?
savings rate of 200€ per month for the first time, as I am currently studying. However, as far as I know, scalable also has an order fee of 0.99€ for trades under 250€, only tr is free I think.
To come back to my question about ETFs, what exactly would you adjust?
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8Mes
@aldin08 you should invest in a savings plan with all three, this would be free of charge with scalable and tr, with flatex this savings plan would cost 1.50€. If you decide to go with flatex (I would say this would be the most convenient due to the taxes) you could invest 600€ quarterly and would only pay the 1,50€ (0,25%) once instead of 4,50€ (0,75%).
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