immagine del profilo
Are there any companies in the ESG that you didn't want at all?
Just put them in relation to Apple, Google and the like.
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immagine del profilo
@income_magician_28 Good morning. No, actually it's not so important to me that companies are excluded.

When I started investing on my own in 2022, I was looking for a second ETF on the World Index that has lower unit prices so that there isn't so much overhang if, for example, I invest money individually by bank transfer for a birthday or similar.

With a savings plan, the €250, for example, is invested as fully as possible, which means you sometimes get 3.724 shares, which is not possible with a one-off purchase.

For example, I also had a one-off investment of €500 yesterday.
If I had bought this in the normal World, I would have received 5 shares (€450) and €50 would have remained in the clearing account.

With the ESG Screened I got 60 shares and only €0.86 remained uninvested in the clearing account.

The sustainability factor is not so important to me personally.
Yesterday I discovered the Screened, which is probably very close to the Standard World compared to the SRI because it hardly excludes any stocks?
immagine del profilo
@Steven83 I don't understand that now. In the worst-case scenario, €50 is left uninvested, but that's no big deal? Whether your nest egg is €500 smaller or larger makes no real difference.
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immagine del profilo
@KevinC Theoretically not, but I would like to keep as much invested as possible.
The money in the clearing account at 0% doesn't really do me any good 😊

The slight exclusion criteria from Screened wouldn't bother me either as an example, as it still contains ~95% of the MSCI World companies.

It's just that SRI has become a bit too blatant for me, with only just under 25% of the companies remaining.
For example, Tesla is very heavily overweighted in the SRI, which didn't go well last year $TSLA, but companies such as Apple, Amazon, Netflix, Alphabet and others are completely absent from the SRI
immagine del profilo
@Steven83 I looked into it years ago and realized that the criteria didn't suit me. I opted for the classic MSCI World $HMWO.

As I said, a few euros don't matter. Due to high order fees (€10), I always had to save at the beginning until a purchase was worthwhile. So I always saved up to €1,500 and then invested. I did the math. Investing directly without saving during the periods would have improved my portfolio value by 0.03%. After 6 years of investing now. I think that's negligible. In 30 years it would of course be a little more difference, but the 0.5-1% portfolio value at the end is not decisive for me.
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