Are there any companies in the ESG that you didn't want at all?
Just put them in relation to Apple, Google and the like.
Just put them in relation to Apple, Google and the like.
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@income_magician_28 Good morning. No, actually it's not so important to me that companies are excluded.
When I started investing on my own in 2022, I was looking for a second ETF on the World Index that has lower unit prices so that there isn't so much overhang if, for example, I invest money individually by bank transfer for a birthday or similar.
With a savings plan, the €250, for example, is invested as fully as possible, which means you sometimes get 3.724 shares, which is not possible with a one-off purchase.
For example, I also had a one-off investment of €500 yesterday.
If I had bought this in the normal World, I would have received 5 shares (€450) and €50 would have remained in the clearing account.
With the ESG Screened I got 60 shares and only €0.86 remained uninvested in the clearing account.
The sustainability factor is not so important to me personally.
Yesterday I discovered the Screened, which is probably very close to the Standard World compared to the SRI because it hardly excludes any stocks?
When I started investing on my own in 2022, I was looking for a second ETF on the World Index that has lower unit prices so that there isn't so much overhang if, for example, I invest money individually by bank transfer for a birthday or similar.
With a savings plan, the €250, for example, is invested as fully as possible, which means you sometimes get 3.724 shares, which is not possible with a one-off purchase.
For example, I also had a one-off investment of €500 yesterday.
If I had bought this in the normal World, I would have received 5 shares (€450) and €50 would have remained in the clearing account.
With the ESG Screened I got 60 shares and only €0.86 remained uninvested in the clearing account.
The sustainability factor is not so important to me personally.
Yesterday I discovered the Screened, which is probably very close to the Standard World compared to the SRI because it hardly excludes any stocks?
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9Mes
@Steven83 I don't understand that now. In the worst-case scenario, €50 is left uninvested, but that's no big deal? Whether your nest egg is €500 smaller or larger makes no real difference.
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•@KevinC Theoretically not, but I would like to keep as much invested as possible.
The money in the clearing account at 0% doesn't really do me any good 😊
The slight exclusion criteria from Screened wouldn't bother me either as an example, as it still contains ~95% of the MSCI World companies.
It's just that SRI has become a bit too blatant for me, with only just under 25% of the companies remaining.
For example, Tesla is very heavily overweighted in the SRI, which didn't go well last year $TSLA, but companies such as Apple, Amazon, Netflix, Alphabet and others are completely absent from the SRI
The money in the clearing account at 0% doesn't really do me any good 😊
The slight exclusion criteria from Screened wouldn't bother me either as an example, as it still contains ~95% of the MSCI World companies.
It's just that SRI has become a bit too blatant for me, with only just under 25% of the companies remaining.
For example, Tesla is very heavily overweighted in the SRI, which didn't go well last year $TSLA, but companies such as Apple, Amazon, Netflix, Alphabet and others are completely absent from the SRI
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9Mes
@Steven83 I looked into it years ago and realized that the criteria didn't suit me. I opted for the classic MSCI World $HMWO.
As I said, a few euros don't matter. Due to high order fees (€10), I always had to save at the beginning until a purchase was worthwhile. So I always saved up to €1,500 and then invested. I did the math. Investing directly without saving during the periods would have improved my portfolio value by 0.03%. After 6 years of investing now. I think that's negligible. In 30 years it would of course be a little more difference, but the 0.5-1% portfolio value at the end is not decisive for me.
As I said, a few euros don't matter. Due to high order fees (€10), I always had to save at the beginning until a purchase was worthwhile. So I always saved up to €1,500 and then invested. I did the math. Investing directly without saving during the periods would have improved my portfolio value by 0.03%. After 6 years of investing now. I think that's negligible. In 30 years it would of course be a little more difference, but the 0.5-1% portfolio value at the end is not decisive for me.
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