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Children's custody account - ETF 2x products as a return booster? Your opinion


The normal savings plan for the child runs with classic Ishares MSCI World & EM with 75%/25% allocation.


Next year there will be a grandiose 5€ more child benefit so I'll take out 25€.


I'm now thinking about adding a small yield booster (of course with higher risk + I realize that it is calculated daily and tends to go down a little more with minus movement than with plus).


25€ additional p.m. on : (so pi times thumb 300€ p.a. times ~15 years= 4.500€)


$CL2 (+3,19%) Amumbi 2X MSCI USA Daily (0.5% TER)

$LQQ (+3,96%) Amumbi 2X Nasdaq Daily (0.6% TER)

$DBPG (+2,5%) Xtracker S&P 500 2x Daily (0.6% TER)


or rather boring momentum

$XDEM (+2,12%) MSCI World Momentum (0.25% TER)


SOS incoming

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20 Commenti

immagine del profilo
1Settimana
Perhaps you should take a closer look at this before deciding on a savings plan for leveraged ETFs rather than watching a Thomas video?
Example: 1. when investing in the 2xQQQ in 2000, it only caught up with the 1xQQQ in 2020. Before that it underperformed. 2. the psychological pressure of a 90% drawdown should not be underestimated! If there is only 1k left of 10k savings for the children, even mom gets nervous. Not selling then puts a strain on you and your relationship.

That's why leveraged ETFs should normally be flanked by a volume-reducing strategy. Otherwise it will backfire. The best way to do this is to read research.
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immagine del profilo
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Still thinking about it, but prefer the nasdaq x2 or x3 - no risk no fun 😂
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immagine del profilo
1Settimana
Definitely not suitable as a buy and hold. 1.5 leverage perhaps, but no more.
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immagine del profilo
A leveraged ETF brings you less return in the long term.
These are active products.
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immagine del profilo
Is it even allowed to leverage in the children's portfolio? I would be fine with momentum
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immagine del profilo
The question is also what you see this new ETf as: as the only product or as a supplement to an MSCI World? If as a stand-alone product, then rather the leveraged MSCI USA, if as a supplement, then sometimes also in combination with the leveraged NASDAQ.
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