1Yr

@Kundenservice removed the reflink.

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1Yr

I also switched everything away from HVB. However, I found the overall package from ING better in comparison.

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1Yr

@Wellenreiter Did you find ING's overall package better? What exactly? Because the overall package of C24 Bank, as already described is in my opinion much better.

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1Yr

@Finanzgraf no fee and 3.5%. Sounds better to me

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1Yr

@Wellenreiter what fees do you mean? Yes 3.5% on the call account for I think 3 or 6 months

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1Yr

@Finanzgraf after 6 months we will see further. 3.5% is significantly better than C24. That's the only thing that matters with call money. What happens if you withdraw money more than 2x/month? Who cares about the interest on my call money? Here is money on which I receive interest. Your offer is simply not simple😅 you should have noticed at C24

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1Yr

@Wellenreiter Of course, 3.5% interest is better, but you are comparing a call money account with a current account. As someone else already told you, you can also use the C24 account as a main account for fixed costs. And the money, which is intended for the nest egg or similar, you can put on a call account. With active use, it is 4 withdrawals, which I think is perfectly fine. So I noticed that the account is really great with many advantages. Of course it also has disadvantages. But ansich I understand your point, but you see it very black and white. Because you certainly don't use your call money account as a salary account. The C24 account is not a daily allowance account, but has a daily allowance pocket what with 1.75% interest p.a. up to 1,000,000 € is interest-bearing.

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1Yr

@Finanzgraf I have opened a normal current account (visa/debit). With no limit or restriction on the number of withdrawals. Then I created a call money account. All easy via app and immediately available. Including interest credit/calculator. So I have both. So now I also receive my money like salary and rent payment into this account. I clearly prefer my variant with 3.5%. This is a clear advantage in comparison, as well as no limit on withdrawals. What do I care 1Mio€?? What a bogus argument for 99% of users. I have not and I certainly will not put on call money. Hand on heart, do you? If you do, I'll compare again. If you are happy with C24 is the main thing I think.😊I see rather more limitations and disadvantages in relation to my person and needs in everyday life. My opinion. An advantage in comparison I can not see even for me on Check24😉

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1Yr

@Wellenreiter Yes that is perfectly fine. I understand that. Yes I am very satisfied. Something like this is very individual and that's good

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Golden Boy@randomdude

1Yr

C24 is a well-made account. However, I do not want this "contract check" in principle - neither automatically from Neobank nor traditionally from the consultant. Red flag for me!

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1Yr

@randomdude You don't have to activate this contract check; unlike providers like Finanzguru or Clark, it is turned off by default and can be controlled in the app, i.e. you can turn it on or off. This is definitely not a red flag.

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1Yr

So either you click on the link in the text and you get 70€ + 50€ or you use the Check24 Affilate link and you get only 45€ at the Check24 affiliate program. But what speaks now for the C24 Bank ?

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1Yr

@KleinviehmachtMist You should probably read through the text first. There are many points that speak for the account. You do not have to use my link. You can also open the account.

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1Yr

@Finanzgraf what should be the advantage of a call account with 1.75%, if you get 2% on the current account ? There are other banks where there is 3.5% on call money but the Affilates are worse 🤷🏻‍♂️

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1Yr

@KleinviehmachtMist Holding on to one point is really weak. The Tagesgeldpocket with 1.75% interest is valid up to 1,000,000 € - 1. so no one offers 2. this is always just as available, even if the interest rates have fallen again. It is about the total package, one can also have his main account with the C24 gets 2% interest on the current account and packs a certain part as a nest egg on another daily allowance account with 3.5%. So don't just think black and white and get out of the bubble a bit.

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1Yr

@Finanzgraf Sorry do not see any added value - except 120,- Euro for the recommendation.

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1Yr

@KleinviehmachtMist then yes good if you can not read. It's not 120€ either. Do it or leave it, but do not write such meaningless and bad arguments.

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1Yr

@Finanzgraf would say caught... again a case for Nepper, Schlepper and Bauernfänger.

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