4Mes
i'm going american on my etfs - 3 fund portfolio. VUSA + EQQQ + TDIV/FUSD. 33% in each (TDIV/FUSD combined is close to SCHD for europeans).
EQQQ gives you plenty of growth, the latter two great dividends
I have worldwide exposure elsewhere but the US keeps smashing it
Good luck
EQQQ gives you plenty of growth, the latter two great dividends
I have worldwide exposure elsewhere but the US keeps smashing it
Good luck
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•4Mes
@mr-wildestonks nice. looks good. interesting mix. it's not too dissimilar to mine. I've also got a chunk of my assets in BND indexes, including all world, but my ETF mix isnt too far off what you're doing.
I can't see the US falling behind the rest of the world, plus if the US tanks, Europe & the world will also fall.
I can't see the US falling behind the rest of the world, plus if the US tanks, Europe & the world will also fall.
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•@JED92 I've been thinking about keeping some amount invested in Bonds. Right now my goal isn't to get income from the investments but the diversification aspect of the investment is interesting to me. Currently analysing if I remove Bonds altogether for now, or keeping around 5% in $SDHY or $XUHY. But as I don't know much about Bonds, I'm still not 100% sure on what to do.
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4Mes
@mr-wildestonks this is exactly what i've been looking into today. Hoping to start a conversation - https://getqu.in/QpDWiO/
bonds went tits up as we'd say in England a couple of years back, so not sure how strong they are in a recession
check out Raisin 'overnight' savings accounts - quarterly pay out and up to 100k backed by european banks (even if shitty rating, which I wouldnt recommend though). i've got some money in a 3.3% flexible account that interest-wise can change, but it's fully backed by european govs and zero fees and i can get it out immediately if the market crashes and i need the cash to invest in the dip
bonds went tits up as we'd say in England a couple of years back, so not sure how strong they are in a recession
check out Raisin 'overnight' savings accounts - quarterly pay out and up to 100k backed by european banks (even if shitty rating, which I wouldnt recommend though). i've got some money in a 3.3% flexible account that interest-wise can change, but it's fully backed by european govs and zero fees and i can get it out immediately if the market crashes and i need the cash to invest in the dip
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