immagine del profilo
Fill up your nest egg first - then everything else!
1
immagine del profilo
@Dividenden-Penner okay for what reason?
immagine del profilo
@Finanzios As the name already says - NOTgroschen. This is money that you have immediately available in case of emergency. Put the money on a call money account at the same bank where you have your giro so that you can transfer back in real time from call money to giro, if necessary. Now there is already again >3% interest on overnight money and get even a solid return. The sum should be at least 3 net monthly salaries - I personally have 6 monthly salaries parked.
immagine del profilo
@Dividenden-Penner That's exactly how I'm going to save up my nest egg. Call money with currently 3% interest. Just not at my bank but at an online bank. Money should be there also within a day on my giro 👍😊
immagine del profilo
@Dividenden-Penner phew difficult. For me, 6 months' salary would be more than 30,000€. What exactly are the cases you plan for such a scenario?