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Moin,

started investing in 2021 and added single stocks in July 2022 to generate cash flow. I am currently considering replacing the 20% individual stocks with dividend ETF(s) due to the still low portfolio volume of under €1000. Rather a FTSE All World Dist. $VGWL (-0,08%) or All World High Dividend Yield $VHYL ? One ETF or several ? My strategy when I saved the stocks was to have a monthly cash flow next to the Accumulating World ETF. Looking forward to your opinions.

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immagine del profilo
I think your depot is not bad. Everybody starts out from time to time. I find your selection of securities quite good. Personally, I am not a fan of ETFs (I am probably in the minority with my opinion). I would always prefer dividend stocks to ETFs.
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immagine del profilo
Looks pretty good, I would save the 3etfs with a fixed amount every month for the time being and if you have something left over, continue to expand the individual securities 👍🏼
immagine del profilo
I would not break up the individual stocks. It would be better to consider a fixed strategy to increase each title continuously (but not with small contributions in parallel).
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