Hi everyone, I am investing in 3 ETFs $FUSD (-0,01%)
$TDIV (-0,73%)
$IWDA (-0,05%) .

My idea is to diversify the portfolio and reinvest the dividends. Instead of $FUSD (-0,01%), I could use $FUSA (-0,06%) but in the future, it will be easier to use the dividends if I stop reinvesting it.

Should I change any of those ETFs, or my choice is good enough for a long period of 10-20 years?