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m4ss
@m4ss
1Anno·

Get rid of it!


1 year with Paypal was definitely 1 year too many, back when it was all hype. In my opinion, Paypal has no future in the long term, competitors like Visa are simply too strong.


But which ones?

Do you have any candidates?


The market is on fire right now and I actually see waiting as a better option...

30.04
PayPal logo
PayPal
Venduto a 67,88 €
26
47 Commenti
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Hennington Research@HennRes
1Anno
My insider tip: PayPal ($PYPL )

Can't complain, PayPal is currently making a good comeback. Am with them+38%
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Tom@FresherAlman
1Anno
After all, you didn't sell at the low, but at the upward breakout? Waited 1 year to get out after a short harvest? That's no way to be successful on the stock market
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m4ss@m4ss
1Anno
@FresherAlman Let's see what the Americans do... I've heard 4 times in 1 year that the breakout is coming now... Looking back, it was all nothing and I don't feel like wasting my invested sum for another few months, I'd rather invest elsewhere
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Memo0606@Memo0606
1Anno
@Finanzente Just like that!
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m4ss@m4ss
1Anno
@FresherAlman So much for the outbreak
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Chiefwiggum@Hidalidsch
1Anno
@Finanzente I did the same and feel 10 times better to finally have this stock out of my portfolio with a slight profit
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m4ss@m4ss
1Anno
@Hidalidsch look at the chart now, it was so clear
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Tom@FresherAlman
1Anno
@Finanzente Please do not just look at the 1-day chart.
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m4ss@m4ss
1Anno
@FresherAlman please take a look at the 1 year chart, it's always the same with Paypal and after 1 year that was ultimately my personal motivation. I could have put the money to better use elsewhere, or worse of course, but let's not assume that🫣
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Soprano@Soprano
1Anno
What nonsense. Since when have Visa and Paypal been competing? Absolutely pointless profit-taking far too early. At 90$ you could think about it, but not now.
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Utente eliminato
1Anno
Il commento è stato cancellato
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Soprano@Soprano
1Anno
@PowerWordChill Why not both? Otherwise it's absolutely stupid. Pay with PayPal, but save your credit card as a payment option with PayPal. If only because not every online store receives your credit card details this way.

I pay with PayPal or Amazon Pay wherever possible, so these are the only two companies I have to entrust with data. You also benefit twice from BNPL and buyer protection.
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m4ss@m4ss
1Anno
@Soprano I think that's very individual. However, the figures show that Visa is doing much better as a payment method. Just the option of depositing your credit card with Apple Pay and then making contactless payments is giving PayPal a hard time and I don't think they will be able to counteract this headwind in the near future either
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Tim@investorsapiens
1Anno
@PowerWordChill Visa existed before PayPal, why did you pay with PayPal instead of Visa? I think a lot of people pay with PayPal just so they don't have to hand out their credit card everywhere on the Internet.
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Soprano@Soprano
1Anno
@Finanzente I have the issue of Apple Pay (which I also use) on my radar. But when I'm in LIDL, I don't ask myself whether it's Apple or PayPal, but Apple or my wallet. At the same time, I can only pay for my streaming subscriptions via PayPal and not via Apple.

Where are the use cases where I have to choose between Apple and PayPal?

Apart from that, I assume that the EU will force Apple to allow PayPal as a method for Apple Pay.
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InvestOverFun@InvestIverFun
1Anno
I only used Paypal for 10 years. For a good two years now, I've only used VISA.
Nobody in my circle of friends wants to have money transferred to their PayPal account any more ... instant bank transfer is quicker.

Because of 2FA, anyone can have my credit card details ... they won't be able to debit anything 👌
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Tim@investorsapiens
1Anno
@Mike_Invest I don't know anyone who thinks like that and I can't think of any plausible reason why I would give someone my account number instead of an e-mail. If you transfer the wrong amount by bank transfer, you'll never get it back unless the recipient returns it voluntarily. But everyone as they like 🤷🏻‍♂️
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port01_andy@port01_andy
1Anno
selling now that it is picking up speed ....SOS
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m4ss@m4ss
1Anno
@port01_andy It's always the same people who, after a small rise in PayPal, think that it is now picking up speed. Take a look at the 1-year chart, there has been a lot of upward momentum and nothing has happened.
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Marius@Marius414
1Anno
The stock market is not your thing. Get a proper mindset first and then start again
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Dirty30@Dirty30
1Anno
@Marius414 That's it. Just a "Reset" button on the broker. I'll have to submit this to Scalable's idea management.
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m4ss@m4ss
1Anno
@Marius414 good comment👍
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Gordon@GordonGecko_official
1Anno
"Reset to factory settings"✅
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Memo0606@Memo0606
1Anno
roche and $ULTA and prologi machkauf
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Memo0606@Memo0606
1Anno
@Memo0606 @Finanzente do you have an opinion on the stocks mentioned above?
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m4ss@m4ss
1Anno
@Memo0606 I haven't looked into it yet, but I'll have to do so in the near future. Thanks for the idea
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m4ss@m4ss
1Anno
@Memo0606 So $ROG looks attractive from a technical perspective. With $ULTA, however, I would say "never catch a falling knife" and keep my distance for the time being. I'd rather keep an eye on it $META
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Memo0606@Memo0606
1Anno
@Finanzente find roche interesting yes
surprisingly, I also opted for aie products
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m4ss@m4ss
1Anno
@Memo0606 for what reason? Hoping for a turnaround?
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Memo0606@Memo0606
1Anno
@Finanzente quality stock, good entry point, have no chemical stock in my portfolio had sold basf
and still thinking about roche ... whether I should get in
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m4ss@m4ss
1Anno
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Memo0606@Memo0606
1Anno
@Finanzente thanks
he also says that it is worth buying
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Tino@parlania
1Anno
$V is my favorite
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1Anno
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m4ss@m4ss
1Anno
@walkinginmemphis How so? The option of depositing your Visa card with Apple Pay and making contactless payments is becoming increasingly popular. In my opinion, Paypal cannot withstand this pressure, as the 1-year chart shows
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Tino@parlania
1Anno
@Finanzente and also the declining number of Paypal users
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Philipp@arroGunT
1Anno
Payments with Paypal have actually fit for a long time...
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Tim@investorsapiens
1Anno
What does Visa have to do with PayPal?
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InvestOverFun@InvestIverFun
1Anno
@investorsapiens
A lot!

I used to only use Paypal. Whether paying on the internet, or splitting money with colleagues/friends after parties/meals.
The trend has been over for a good 2 years now. Everyone has instant bank transfer and you can pay with Apple pay/Google Wallet via Visa/Mastercard anyway.
In addition, many people are collecting miles and using credit card offers more and more.

Paypal will decline and find its niche.
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Brylliant@Brylliant
1Anno
Sold too early!
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Christian Bruhn@portfolio_maestro_15
1Anno
1 year is still nothing. You should have enjoyed the courses instead. The train will soon be leaving without you. So my tip would be Servicenow.
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LosPollosHermanos@LosPollosHermanos
1Anno
The question is always the same: Have your thoughts on investing/your investment case changed? Was there already (equally strong) competition from e.g. Visa a year ago? Or is the situation the same, only the share price has changed? Share prices are not rational (see Tesla figures BEFORE the China news was announced), they can only be evaluated in the long term
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Wettyx@Wettyx91
1Anno
I don't have PayPal equity but I do use their services and I can't imagine an alternative in the mid term at least
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Daniel@dl_252
1Anno
$9618 I currently see this as a great opportunity
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m4ss@m4ss
1Anno
@dl_252 Yes, that's very interesting. Are you already invested? I just invested in Starbucks the other day.
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Daniel@dl_252
1Anno
@Finanzente Yes, I am currently invested with 800 shares and a buy-in of 11.19. I also generally believe that it is a matter of time before the Chinese market recovers.
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m4ss@m4ss
1Anno
@dl_252 800 Stück😮‍💨😮‍💨 Stark, wish you a happy turnaround😂
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