11Mes·

Since I don't want to speculate shortly before the US presidential election, this time I bluntly put my monthly savings amount into the S+P 500...

28.10

iShares Core S&P 500 ETF

Acquistato x2 a 571,21 €

1142,42 €

21 Commenti

K@TechNav

11Mes

I'm kind of glad to see that all-time high prices are not scaring off investors! Good luck.

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Silas@Bein-Godik

11Mes

@TechNav When should you buy then? It is virtually always in the ATH

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Ralf L.@Invest-Fuzzi

11Mes

@TechNav Well, since I'm investing for the long term, I don't care about today's AZH. The AZH in 10 years is probably a good double...
Thank you, and of course good luck to you too...

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K@TechNav

11Mes

@Bein-Godik Nothing, I'm investing here too and can't find anything better at the moment!

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Kill_Baulitz@Johann_van_der_Smut

11Mes

@TechNav How much % below the ATH is buyable for you? Is even 0.2 enough for the feeling? 😉

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K@TechNav

11Mes

@Johann_van_der_Smut I buy when the Fear & Greed Index is below 50 (i.e. in neutral or lower territory) or when the current price is below the 200-day moving average.

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Silas@Bein-Godik

11Mes

@TechNav You can do it. It just doesn't happen too often at $CSPX

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Epi@Epi

11Mes

I don't want to speculate just before US elections, so I'm buying a bunch of US stocks.

Hmm... 🤔

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Ralf L.@Invest-Fuzzi

11Mes

@Epi Well, two shares are not really "a bunch". Besides, my US share in the portfolio is a bit low anyway at around 36%. There's still room for improvement...
But if you're going to give (welcome) criticism, what would you invest in at the moment?

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Epi@Epi

11Mes

@Invest-Fuzzi Now, just before the election? I have no idea. My market timing is subterranean. I'm more of a trend follower.
I only recently learned that this is a significant difference.
Trend following says: BTC, SPY, GLD. 🤷

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Ralf L.@Invest-Fuzzi

11Mes

@Epi well, since, like you, I have no idea just before the election, it has become the broadly diversified S+P 500...😁

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Epi@Epi

11Mes

@Invest-Fuzzi Okay, if you see a concentration on shares from one country as broad diversification, then you're welcome to it. 😉

I would have thought of "broad diversification" more in terms of different countries, asset classes and strategies...

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Ralf L.@Invest-Fuzzi

11Mes

@Epi hmm, but where is a US share of 36% a concentration? I'm aiming for 50% again - and even that I see as moderate.

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Epi@Epi

11Mes

@Invest-Fuzzi Well, you have invested 100% of your savings rate in SPY. That's what I meant. 36% USA sounds okay, but it depends on what the rest is.

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Ralf L.@Invest-Fuzzi

11Mes

@Epi Well, I don't have a fixed savings plan. I always decide individually. The S+P 500 currently accounts for around 1.9% of my portfolio - so there is room for improvement. You can look at the rest in my profile - if you're interested.

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Epi@Epi

11Mes

@Invest-Fuzzi I see a concentration on crypto, German and US dividend growth stocks and corresponding ETFs. You can do that. All moderate risk-on assets. Your portfolio will be largely spared a commodity, gold or bond boom, but it is sensitive to liquidity, interest rates, inflation and recession.
So it's definitely more diversified than many, but it's not really "diversified" yet. 😉

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Ralf L.@Invest-Fuzzi

11Mes

@Epi Yes, your assessment is largely correct.
Yes, gold could still be an option, but it has run away from me somewhat. But I have it on my list. If there is a correction, I can imagine entering the market, but I can't say whether I would buy now.
Bonds are not so interesting for me. They certainly weren't bad two years ago. But as I believe that interest rates will continue to fall, I see more potential for returns in the equity market in the medium term.
Commodities are too volatile for me and I don't really know much about them either.
Thanks for your opinion 😃

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DerDanner@Therapeut

11Mes

@Epi aren't you just average across the board?

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