3Settimana·

Hello dear Getquin users,


I started investing in April and started with a savings plan.


$IWDA (+0,23%)
$CSNDX (-0,01%)
$CSPX (+0,32%)


In the meantime, I have also invested in individual actions and am getting more and more involved in investing.


Now my question: Is it more worthwhile to reallocate the ETFs and focus on a single ETF, in this case $CSPX (+0,32%) ?

And if not, what are the advantages of continuing to invest in all 3?

3
16 Commenti

immagine del profilo
3Settimana
As a layman, you can hardly really beat the ETFs in the long term (+15 years) with individual stocks.

Regarding your ETF selection: you need to know whether you want to invest in a US-only ETF.
I don't think it makes much sense to invest in the Nasdaq alongside the S&P500 because of the massive overlap.

But with the MSCI, you're taking the global economy with you, including a lot besides the US market.
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immagine del profilo
I also started in April. I have gradually reduced the ETFs and am concentrating more on individual shares. Please don't hate me, ETFs are for millionaires. I have stopped savings plans and invest on crash days like August 5 and sometime in November. That works much better for me.
1
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immagine del profilo
I love my CSNDX and it's doing much better than my individual stocks! I also have the IWDA. Everyone says it's way too similar to the NQ, but I couldn't choose one over the other 😅
S&P in addition would be too much for me...
So individual stocks are also fun, but you have to do a lot more than with ETFs
immagine del profilo
SP500 4 Life :)
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