@Johann_van_der_Smut If you want to take more risk and have a long investment horizon, this can be a good return booster... Maybe 60% Allworld, 30% NASDAQ and 10% Bitcoin
@InternetExplorer It can be, yes. But it can also backfire. The question is also how long the investment horizon is. At some point in 10-15 years, a 21-year-old may also need money. Family, living situation, etc. I think a (small) part of the 50% in the Nasdaq is justifiable.