Hi!
The nervousness of an investor is usually due to the following points, without weighting:
- Ignorance
- Excessive investment (speed)
- Lack of a nest egg
- Lack of liquidity planning.
If you have a nest egg, you know that you won't need your money for the next 5 years, you have informed yourself about the specific investments and about investing in general - it can only be due to speed.
If you explain your situation in more detail, I can give you more specific advice.
In general: I would hold on to the positions, let the savings plans run as usual and thus push the average down. So you use the low entry prices for long-term success.
But if you need money from the pot soon, then I would think about an exit, also here :slowly:.
It's your money - it's your decision. You can't rely on anyone and only you bear the consequences.
As a little motivation: I lost about 50% of your portfolio value last week - and I'm holding on to everything and continuing to invest regularly. I'll be fine! :-)
The nervousness of an investor is usually due to the following points, without weighting:
- Ignorance
- Excessive investment (speed)
- Lack of a nest egg
- Lack of liquidity planning.
If you have a nest egg, you know that you won't need your money for the next 5 years, you have informed yourself about the specific investments and about investing in general - it can only be due to speed.
If you explain your situation in more detail, I can give you more specific advice.
In general: I would hold on to the positions, let the savings plans run as usual and thus push the average down. So you use the low entry prices for long-term success.
But if you need money from the pot soon, then I would think about an exit, also here :slowly:.
It's your money - it's your decision. You can't rely on anyone and only you bear the consequences.
As a little motivation: I lost about 50% of your portfolio value last week - and I'm holding on to everything and continuing to invest regularly. I'll be fine! :-)
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•@GeldGenie Addendum: I have read your answers to other posts.
1) Clarify what happens to your assets when you leave the country.... One year from now is VERY soon...
2) Make a liquidity plan for the next 3-5 years. Expected income (tend to underestimate) and expenses (tend to overestimate). - Then you know where you stand and what you need from your assets (preferably NOTHING - anyone who spends more than he/she earns and does not save 15-20% lives ABOVE the standard he or she has earned and worked for! Then I would rethink my financial situation as a whole).
3) When 2 and 3 are done - you should know how to handle your investments. An emotional investor is a bad investor. Rationality is a must.
Bonus 4.) Make a budget. For the next 12 months and also your own after that (assuming income and expenses change...)
GG
1) Clarify what happens to your assets when you leave the country.... One year from now is VERY soon...
2) Make a liquidity plan for the next 3-5 years. Expected income (tend to underestimate) and expenses (tend to overestimate). - Then you know where you stand and what you need from your assets (preferably NOTHING - anyone who spends more than he/she earns and does not save 15-20% lives ABOVE the standard he or she has earned and worked for! Then I would rethink my financial situation as a whole).
3) When 2 and 3 are done - you should know how to handle your investments. An emotional investor is a bad investor. Rationality is a must.
Bonus 4.) Make a budget. For the next 12 months and also your own after that (assuming income and expenses change...)
GG
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3Mes
"Buy and hold long for two to a maximum of three high-quality individual stocks (Dist) +Msci World + EM Markets. If the price goes down, the world doesn't end immediately, time will tell.
This is a good way to go and you can sleep peacefully.
This is a good way to go and you can sleep peacefully.
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@Mark777 and if the world comes to an end and your world Depot records -80% then you have completely different problems than your securities loss xD
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3Mes
then you sell with a minus of 80% and 2 months later you regret it, crises are part of it, with individual shares it looks different
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