Personally I would reduce the number of sector ETfs to a couple of them, while keeping their amount below 20% of the total investment. Also, I would consolidate all the MSCI World to one choice, preferably the most generic one. And given the 25 years horizon, I would focus on dividend ETFs much later on the road. For now you should prioritize growth over income
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@growth_guru_umrdp thanks for the feedback. I will close the sector ETFs in the future they are not doing that good haha
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