If you want to park the money, distributions make little sense. With a standard all-world ETF, the return is technically much better
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@Schumi150 the thought was that Allworld could suddenly make losses during the time I need the money
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@Therapeut I think this is highly unlikely for 3-4 years. I once faced the same situation. I ended up withdrawing the money for a car (had to🙂). It worked out great. Of course, nobody has a crystal ball, but experience has shown that it makes sense to simply put the money into your standard savings plan (if you have one). By continuing to save and making favorable direct purchases, depending on the price, you keep the risk lower and get more out of the 7% p.a. My humble opinion Einschätzung✌🏻
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