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Anyone who is always very frugal and thinks that they will be able to treat themselves with their assets later in life is on the wrong track.

You don't change this attitude from one day to the next, but for many people it will end up in the direction of stinginess.

Take a look around your circle of relatives. Whether grandparents, uncles or aunts... who of them has always been thrifty and is now having a really good time?
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@Pezi for me all 🤔

They all saved up at the right time and started to enjoy life even more than before.

Lucky in my environment 😉
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@GeldGenie but that's not the rule....I know almost nobody who gets it done like that. Unfortunately, most of them have drifted towards "greed"...
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@Trille85 Individual decision 😊

It's important to me that everyone is given the tools to make an individual decision. 👍